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Debra, Lawyer
Category: Canada Law
Satisfied Customers: 100408
Experience:  Lawyer
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We are two non profit societies that have joint ownership of

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We are two non profit societies that have joint ownership of a property. one society is a fall fair and has a building, several,outbuildings that we have no access to.
The rodeo club has grand stands, arena and such. The two sides don't talk and do everything separate. We had a combined insurance policy that listed all the buildings and then was just split 60/40 in payment. The problem was the fall fair never paid its portion of the premiums and the rodeo was always worried we would have no coverage. The rodeo club moved to separate the insurances and listed all our buildings on a separate policy but put a policy in place for the whole property for liability. The fall fair is mad and said we had no right to separate the policies on a joint property even tho were two separate entities.
Submitted: 2 years ago.
Category: Canada Law
Expert:  Debra replied 2 years ago.
You can have two separate policies and why not? They were not paying what they owed so what did they expect you to do?You had to take steps to protect yourselves. And if two policies were not allowed the insurers would not have allowed it in the first place.

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