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Answered in 11 minutes by:
7/13/2011
VerifiedDebra Thal (username) :
I am sorry for your loss.
Debra Thal (username) :
And for the fire too of course.
Debra Thal (username) :
If the numbers aren't fair then for sure you need to retain a lawyer.
Debra Thal (username) :
You may have to sue but the threat of a lawsuit may be all that is needed.
Debra Thal (username) :
I don't know what you mean when you ask about what other compensation you present.
Debra Thal (username) :
But the bottom line is that you should be placed in the situation you would have been in had the fire not happened so long as you had adequate coverage.
Debra Thal (username) :
I cannot review your policy of course.
Debra Thal (username) :
What you really need is to sit down, face to face, with a lawyer that does insurance litigation.
Debra Thal (username) :
I don't know if that's the type of lawyer you saw already or not.
Debra Thal (username) :
But what you need is a specialist to review your policy and your facts about the value of the business and help you figure out what you would get in Court and what you would be willing to settle for.
Debra Thal (username) :
What you can do to find a lawyer is one of the following things.
You can contact the Law Society and use their Lawyer Referral Service. You will be given the name of a lawyer and can consult with the lawyer and the first half hour will be free.
Or you can check on a site called lexpert. This is a legal directory of leading lawyers and law firms throughout Canada and is well-respected by the legal community.
Here's the link to their website:
http://www.lexpert.ca/Directory/DirectoryContent/FindLawyersOrFirm.aspx
I hope that helps as a starting point.
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