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Is this a real person actually? My father signed a contract
My father signed a contract with a debt consolidator and was under the full impression that one of his debts was included in the consolidation. He was informed to stop paying this bill and that they would take care of it, as in contacting them and telling them that my father had filed a consumer proposal. Yesterday and today they showed up and started taking a bunch of stuff, that is fine really, but what is not fine is that they are still saying he owes them 70,000. He signed papers that say this debt was INCLUDED in this consolidation. Is this right? My other question is, since it is apparently an unsecured debt, can he declare bankruptcy and sell his house, or will this same creditor that wants 70,000 put a lien on his house? Can they some how? … read more
Debra
Debra
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Can a bank take over a farm land mortgage that has first
can a bank take over a farm land mortgage that has first lien position and be first position lean holder … read more
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Province of Ontario: I am the oldest child and the only
Province of Ontario: I am the oldest child and the only daughter of my mother who is presently 87 yrs old. Years ago she made a Will with me as sole Executor. I have three younger brothers. My mom has recently informed me that 3 years ago she went to the lawyer';s office and added my oldest brother's name on the Will as an Executor with me. That wouldn't be a concern for me except that, he has and still has Revenue Canada watching him for suspected undeclared income in a very large amount. I'd like to know how this is going to affect estate matters once my mom has passed. I need some proper legal information to take to my mom and other brothers to convince them that it's a bad idea to have him as an Executor and have mom take him off and put one of my other brothers on. Said brother has also had my mother sign Revenue Canada papers of some kind twice over the last 10 years. … read more
Debra
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My wife passed and i am in charge of her estate account. I
My wife passed and i am in charge of her estate account. I do not have any ties with her debts. I want to pay for the truck that is financed with Scotia bank and they are asking me to pay the credit c… read more
Debra
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I have a $204000 lien registered by rev can in 2013. The
I have a $204000 lien registered by rev can in 2013. The debt has been cleared but the item remains registered … read more
Debra
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I was in a common law relationship. Mortgage/Land Deed in
I was in a common law relationship. Mortgage/Land Deed in both of our names. All credit cards, other debts are in OUR individual names only. We have NO joint debt except the home. Now we are trying to… read more
Mark A
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Can my fiance's crazy mother put a lien on our home over a
Can my fiance's crazy mother put a lien on our home over a bedroom suite? She moved into our cottage 1 year ago, stayed a couple months and then left 3 large storage containers on our property and an … read more
Debra
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I am in the process of determining if I will be filing for
I am in the process of determining if I will be filing for Bankruptcy in Canada (vs. a debt consolidation loan), however very likely it will be a Bankruptcy. I am wondering if money owed to: a) the Ca… read more
Debra
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I owe some money to some banks (student loan from Scotiabank
I owe some money to some banks (student loan from Scotiabank + lines of credit + credit cards). I've been out of Canada for 2 years and haven't kept a mailing address there during this time. So, I don… read more
Debra
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if you defaulted on credit card bills and enrolled in a debt
if you defaulted on credit card bills and enrolled in a debt consolidation plan and they have seemed to have dne nothing and now it has gone to a law firm can they force you to sell your house to coll… read more
Debra
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Can an American citizen file bankruptcy (US bank cards, including
Can an American citizen file bankruptcy (US bank cards, including us based student loans) in Canada? Do you have to be a citizen of Canada to file bankruptcy in that country? Can US creditors stop a U… read more
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how do I reduce my 407ETR bill (currently 14,000, mostly interest). Thank
how do I reduce my 407ETR bill (currently 14,000, mostly interest). Thank you and regards.… read more
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i received a cheque from canada disability pension(back payment
i received a cheque from canada disability pension(back payment for 15,000.00)deposited into my bank account, an old debt from a credit card ,was in collection, and now they have taken a large sum of … read more
Debra
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I have credit card debt with CIBC Visa and Mastercard. In ecember
I have credit card debt with CIBC Visa and Mastercard. In ecember 2012, I received an unsolicited phone call from Synergy -who, on my behalf, approached CIBC Credit Dept with a proposal to pay off my … read more
Debra
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Id like to know the law when it comes to a credit card debt
I'd like to know the law when it comes to a credit card debt in Ontario and as a non-resident living in the Middle East. I lost my job 6 months ago but now working again. I had tried unsuccessfully to… read more
Tom B.
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I owe money ($4,600.00) to a Credit Card Company and due to
I owe money ($4,600.00) to a Credit Card Company and due to financial problems and work problems, I cannot pay the whole debt. They are putting lien in my home. What can I do? I've offered to pay mont… read more
D.A.M.
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Can a german bank chase me to Canada for a Mortgage I cant
Can a german bank chase me to Canada for a Mortgage I cant pay? No renters and no Assests, bad exchange rate, bad ecomomy as done this. I paid 21 year sof a 35 year mortgage… read more
Ulysses101
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My brother in law borrowed a large amount of money from my
My brother in law borrowed a large amount of money from my husband and I, and used his cottage as collateral. He has not paid. Now we are afraid he will sell the cottage and still not pay. It's sensit… read more
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