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Related CA Real Estate Questions
My mortgage lender is going to foreclose on my home due to
My mortgage lender is going to foreclose on my home due to lack of mortgage payment. I am 80 years old and cannot work because I am an invalid. I live in California. My mortgage lender has given me a … read more
barristerinky
barristerinky
Other
Doctoral Degree
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If a mortgage company filed a forced insurance fee, with
If a mortgage company filed a forced insurance fee, with property inspection fees on a property that was already insured with proof of insurance. Doesn't inform property owner, then files for bankrupt… read more
Attorney Bruce
Attorney Bruce
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Doctoral Degree
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I NEED TO KNOW THE PROPER STEPS TO FILE A LAW SUIT IN
I NEED TO KNOW THE PROPER STEPS TO FILE A LAW SUIT IN FEDERAL COURT AND WHAT IS THE PROCESS OF SERVICE PROCEDURES FOR TEXAS FOR TEXAS RESIDENCE AND OUT OF STATE RESIDENCE… read more
James Daloisio
James Daloisio
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I am underwater on my mortgage, my loan was given to a loan
i am underwater on my mortgage, my loan was given to a loan servicing company, can they take my equity if i voluntarily sell it at auction. there not a bank. are there calif. homestead exemption laws … read more
LegalKnowledge
LegalKnowledge
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I have a second mortgage that was originally provided by
I have a second mortgage that was originally provided by country wide home loans back in 2006. It was, sometime later after the failure of country wide, bank of america picked it up. we at some later … read more
Joseph Esq.
Joseph Esq.
Real Estate Attorney
Juris Doctorate
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I am doing a trust deed investment (buy a loan). The loan
I am doing a trust deed investment (buy a loan). The loan has only 1 borrower's name on it. It matched with title now. The borrower's wife want to add her name on title but not on the loan after this … read more
JustLaw Esq.
JustLaw Esq.
Attorney, Broker
JD
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I failed my 2nd repayment plan payment by just one day and
I failed my 2nd repayment plan payment by just one day and my lender advised me to re apply. So I did. I got a confirmation letter saying they have 30 days to make decison. At day 30 I contacted my le… read more
JustLaw Esq.
JustLaw Esq.
Attorney, Broker
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Nice to meet you., i am a veteran that have a problem with
my name is ***** ***** am a veteran that have a problem with the collection office that has approved mortage reduction but not according to my budget … read more
JustLaw Esq.
JustLaw Esq.
Attorney, Broker
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My house was foreclosed on last month - after ten years of
My house was foreclosed on last month - after ten years of trying to work things out with the servicing company. There was a second on the house - taken out six months after we bought it - and that we… read more
Justin King
Justin King
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J.D.
275 satisfied customers
The statute of all written contracts in California, where I
the statute of all written contracts in California, where I live is four years. Does that include a second taken on my house six months after the purchase. The second hasn't been paid in ten years but… read more
Ben S.
Ben S.
Attorney; Doctoral Degree
Juris Doctor, cum laude (in top 5% of class)
320 satisfied customers
I am dealing with the owner of the second mortgage on my
I am dealing with the owner of the second mortgage on my house. The house was foreclosed on. But the second has not been paid in ten years. I just read this about written debts in California.Under Cal… read more
barristerinky
barristerinky
Other
Doctoral Degree
355 satisfied customers
I have a mortgage on my house and I don't understand what a
HELLO! I have a mortgage on my house and I don't understand what a second is... or how it works. I have quite a bit of equity in the house and I have a friend who I want to ask to loan me $20,000 base… read more
Ben S.
Ben S.
Attorney; Doctoral Degree
Juris Doctor, cum laude (in top 5% of class)
320 satisfied customers
In 2009 I made a second loan. The borrower has made payments
In 2009 I made a second loan. The borrower has made payments infrequently. The balance is essentially unchanged. What legal alternatives do I have? Thanks Patrick… read more
Irwin Law
Irwin Law
Juris Doctor JD
7,973 satisfied customers
I am in default on my second equity loan on my primary
I am in default on my second equity loan on my primary residence, but fully paid up on the first loan, property taxes & homeowners insurance. The second equity loan (wells fargo) has my house up for a… read more
LawTalk
LawTalk
Attorney
Juris Doctor
188 satisfied customers
This is a mortgage assumption question. My husband and I are
This is a mortgage assumption question. My husband and I are in the process of assuming the mortgage from my father. The bank told us we need an agreement between us that says we are assuming the mort… read more
Ray
Ray
Lawyer
Doctoral Degree
67,409 satisfied customers
This is more of a finance question, but there does not
This is more of a finance question, but there does not appear to be an area for financial experts. I currently own a home that I have a balance of $298,000 on. Prices have been rising in my neighborho… read more
CalAttorney2
CalAttorney2
Attorney
Doctoral Degree
8,845 satisfied customers
If a loan on a primary residence is not a first mortgage but
If a loan on a primary residence is not a first mortgage but a second mortgage ( equity maximizer),can those be considered secured? I have a client who short sold their home and it makes a big differe… read more
Richard Price, Esq
Richard Price, Esq
Attorney
LL.M.
124 satisfied customers
I recently was sold a commercial loan in second position on
I recently was sold a commercial loan in second position on my prinary residence. Was it legal for the broker to sell it or do I have legal grounds to have it stricken from title.… read more
LawTalk
LawTalk
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

barristerinky

barristerinky

Other

355 satisfied customers

Practicing real estate law over 21 years, Landlord 29 years

LawTalk

LawTalk

Attorney

188 satisfied customers

I have nearly three decades of legal experience, including Real Estate Law, and have held a Real Estate Broker's License.

legalgems

legalgems

attorney

32,949 satisfied customers

Just Answer consultant at Self employed

Ben S.

Ben S.

Attorney; Doctoral Degree

320 satisfied customers

Real Estate Attorney (California)

David

David

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Expert

Attorney Bruce

Attorney Bruce

Attorney

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Attorney At Law at SELF/Licensed Realtor

James Daloisio

James Daloisio

Attorney

216 satisfied customers

Deputy District Attorney at Santa Barbara County District Attorney

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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