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Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question and respond.
You would be better off turning it back here.If the vehicle is unsafe you don't want it.You may be able to trade it for another vehicle.You would be better off with something you can afford and is mechanically sound.I think t his is the direction you want to go here, mechanically this is a lemon based on what you state.I think you take the hit here by turning it in and then see what options they have.A cheaper smaller car might be the way to go to get payments down and get rid of the lemon.
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