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Richard, Attorney
Category: Business Law
Satisfied Customers: 55442
Experience:  32 years of experience practicing law and a businessman.
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I have received an attorney letter representing New York

Customer Question

i have received an attorney letter representing New York Presbyterian Hospital threatening to file a judgement for 16,000 dollars in hospital bills. It was for a one night stay in January of this year but at the time I was uninsured. I am very concerned, am heavily indebted and my income is quite low. What options do I have?
Submitted: 9 months ago.
Category: Business Law
Expert:  Richard replied 9 months ago.

Hi! My name is Richard & I will be helping you today! It will take me a few minutes to type a response to your question. Thanks for your patience!

Expert:  Richard replied 9 months ago.

Hi Robert. You really need not worry about this because there is little they can do. Even though you have not paid it and you do owe it, until they file suit and get a judgment, they can do nothing to you. Even if they get a judgment, they still must collect it. And, here is where you have the leverage because you are judgment proof. Whether or not they will even pursue you depends upon their assessment of the collectibility of a judgment. So, if they actually do file a civil suit, if you can convince them there is nothing for them to get, and that if they were to pursue a judgment, you would simply file for bankruptcy protection and get the judgment discharged—and even if you have no intention of doing so, it is still good leverage with them because they do not know whether or not you would… then it is unlikely they will spend the time and money necessary to get a judgment they believe is uncollectible in the end.

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