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Thank you very much. I am a business owner and I am
Hello sir. Thank you very much. I am a business owner and I am attempting to get unsecured lines of credit (business credit cards) to run a marketing campaign. Because my debt-service-coverage-ratio i… read more
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If I personally guaranteed a business line of credit, how likely is it that, if defaulted, the creditor will go after me personally for the debt? And, would they potentially go after me in court? I'm … read more
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MY wife had a condo that she owned before we got married ,she had a first mortgage and a credit line for a second - we rented the condo out and have a balance of 40k on the second -The bank said the c… read more
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so is there anything you can do when you have a judgement in
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we have had a business credit line with Bank of America for
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I own a small moving company. Move a lady, terms were payment at the time of delivery. She wrote a personal check which came back due to NSF. This was in May. June 12 via phone conversation she said r… read more
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I am having a lot of trouble with the finances of my business. While i am hoping not to file for Chapter 11, it is a possibility. While I have several questions about ways to determine whether this is… read more
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I have an unsecured $50,000 business line of credit with BOA in California. When the economy went south, so did our business, but we have been paying the minimum monthly payments on time every month. … read more
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ME AND MY WIFE OWNED A CORPORATION, WE TOOK OUT A BUSINESS
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In 2003 I registered a Florida corporation. Incorporated as
In 2003 I registered a Florida corporation. Incorporated as an S corp. I never had employees. The company was just myself. I got two credit lines from two banks in the name of the business, $50,000 un… read more
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1996 in Texas Wells Fargo bank purchased First Interstate bank.
1996 in Texas Wells Fargo bank purchased First Interstate bank. Our company had a credit line Note with First Interstate, the terms were for interest only, prime +1, and for a balloon payment in 60 mo… read more
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Under what circumstances is a financial indemnity not valid
Under what circumstances is a financial indemnity not valid in Virginia? I gave an indemnity to another party for a credit card that remains in the name of the other party. There is no other written c… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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