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In June I was pressured into signing up and contracting

Customer Question
for additional points at Club...
In June I was pressured into signing up and contracting for additional points at Club Wyndham. It was financed and they are charging it to my credit card. Also, the maintenance fees are being charged. Can I just cancel the credit card and not pay them? What will happen?
JA: OK. The Corporate Lawyer will need to help you with this. Have you consulted a lawyer yet?
Customer: Not yet.
JA: Is there anything else the Corporate Lawyer should be aware of?
Customer: Like what? I have purchased from them on three different occasions. The first time with my husband who died the next year. Then again when I was told they would let me take my dog (which they will not) and then recently when they told me I needed more points to upgrade so I could make reservations earlier. It is nearly impossible to find any available units anywhere at anytime.
JA: OK. Got it. I'm sending you to a secure page on JustAnswer so you can place the $5 fully-refundable deposit now. While you're filling out that form, I'll tell the Corporate Lawyer about your situation and then connect you two.
Submitted: 1 year ago.Category: Business Law
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Answered in 8 minutes by:
2/21/2016
Business Lawyer: Christopher B, Esq., Attorney replied 1 year ago
Christopher B, Esq.
Category: Business Law
Satisfied Customers: 3,012
Experience: associate attorney
Verified

My name is***** and I will be helping you with your question today. This is for informational purposes only and does not establish an attorney client relationship.

You could do that if you do not intend on paying. Cancelling your credit card would take aware your payment method. If you signed a contract then you would be personally liable for the terms of the contract and simply not paying and cancelling the credit card will not release you from the terms of the contract. This could effect your credit if you do not pay according to the contract or they could possibly sue you for nonpayment depending on the terms of the contract you signed. It is also possible that you can cancel this arrangement, you need to rad your contract/agreement to be sure.

Please let me know if you have any further questions and please positively rate my answer if satisfied. There should be smiley faces or numbers from 1-5 to choose from. This extra step will cost you nothing extra and will ensure that I will be compensated for my time by the site.

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Business Lawyer: Christopher B, Esq., Attorney replied 1 year ago

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Category: Business Law
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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