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Category: Business Law
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What article of law explain that homeowners with insured

Customer Question

What article of law explain that homeowners with insured property loss can use any contractor and not insurance company preferred vendor contractors.
Submitted: 1 year ago.
Category: Business Law
Expert:  CalAttorney2 replied 1 year ago.

Dear Customer,

There is no statutory right that stands for the proposition you have made: "A homeowner can use any contractor they prefer for performing home repairs under an insurance claim"

The information you saw at your local auto repair shop regarding the Magnussen-Moss Act is specific to auto repair, and deals with warranty contracts for new cars. (Your new car warranty is not voided by using a non-dealer mechanic).

Your home insurance policy is a contract between you and your home insurance carrier. If your policy requires you to select a contractor from a list of approved contractors, you need to use those contractors. If your policy does not have such a list, you are not required to select from a list after you make a claim (the carrier cannot create terms and conditions for the contract after the fact).