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I signed secretary to have enough credit to buy a car. She

Customer Question
I signed for my secretary...
I signed for my secretary to have enough credit to buy a car. She is now fired and that payment will default. What is your advice to me?
Submitted: 2 years ago.Category: Business Law
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Answered in 4 hours by:
11/9/2015
Business Lawyer: Irwin Law, Attorney replied 2 years ago
Irwin Law
Irwin Law, Attorney
Category: Business Law
Satisfied Customers: 7,429
Experience: 30+ yrs. representing small business, real estate, probate
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I am not sure what you mean by "signed for her to have enough credit". Did you actually Co-sign the loan documents, or just verify that she had employment?

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Customer reply replied 1 year ago
I co-signed the loan. I thought she would be working for me a long time. But she embezzled my office. The title is in her name. Do I sue her? or what is the best way?
Business Lawyer: Irwin Law, Attorney replied 1 year ago

Good morning. I'm sorry to hear that you are in such a predicament. It's the old story , where you try to help someone and it backfires. If the car is repossessed you may or may not be given an opportunity to pay off the loan and recover the car. If you and she are sued by the finance company after a default, You will have the right to file a cross claim against her for both damages and possession, i.e. title to the automobile so that you can recover it from the finance company. There is some complicated state law involved as to whether or not you are a guarantor or a principal borrower which I will not go into here. You can always super directly for the embezzlement of funds, which is a separate and distinct matter from the car payments. Such a suit would give you the opportunity to try to negotiate a settlement of the car issue before the bank or finance company moves in. I wish you good luck in getting the matter resolved favorably, and happy Thanksgiving!

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Irwin Law
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Category: Business Law
Satisfied Customers: 7,429
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