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I want to sell backed good by mail on the internet. What type

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of insurance and how much...
I want to sell backed good by mail on the internet. What type of insurance and how much will I need to cover my ass, frankly speaking
Submitted: 5 years ago.Category: Business Law
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2/3/2012
Business Lawyer: Fran-mod,
 replied 5 years ago
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Hi, I’m a moderator for this topic and I wonder whether you’re still waiting for an answer. If you are, please let me know and I will do my best to find an Expert to assist you right away. If not, feel free to let me know and I will cancel this question for you. Thank you!
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Customer reply replied 5 years ago
I am still waiting for an answer please try me again on monday today is saturday
Business Lawyer: Fran-mod,
 replied 5 years ago
Sometimes, finding the right Expert can take a little longer than expected and we thank you greatly for your understanding. We’ll be in touch again shortly.
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Business Lawyer: Law Educator, Esq., Attorney replied 5 years ago
Law Educator, Esq.
Category: Business Law
Satisfied Customers: 121,088
Experience: All corporate law, including non-profits and charitable fraternal organizations.
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You need to insure the package with your shipper for the value of the merchandise and the shipping costs. It all depends on the shipper you are using as to the cost of the shipping.

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Customer reply replied 5 years ago
This does not even begin to answer my question. My question was if I am selling foodstuffs, specifically baked coffe cookies greek style, via internet and mail what kind of policy do I need and how musch insurence to I need to cover all possible continguencies, so that I don't loose my assets. Further will I need a commercial kitchen would have been my next question, would a church kitchen do if this is part fundraiser for the church?
Business Lawyer: Law Educator, Esq., Attorney replied 5 years ago
Please forgive me, the misspelling threw me off as to what you were asking. As far as an insurance policy for baked goods, we are attorneys and not insurance agents and you would need to discuss this with a local business insurance agent, but generally for food sales a $500 thousand to $1 million general liability policy is suggested because if someone gets sick from your food the cost to you could be enormous if they sue.

The control of internet food sales is lacking and unlike local food sales where you would need a commercial kitchen area and permits and inspections by the Department of Health, internet sales do not have such legal requirements. It is best to use the church kitchen because in the event of any problems with your foods you can show compliance with food safety standards.
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