No, it is a civil matter and they can sue for the money and can also come in and seize any of the furniture not sold if they maintained a security interest in the furniture (by filing a UCC-1, which most companies do not do so they would need a court order to get the furniture back). You need to negotiate a repayment plan with the collection agency to try to prevent them from suing you. If the collection agency is threatening you with arrest, then this is a violation of the Fair Debt Collection Practices
Act and you can sue the agency for up to $1000 per violation plus attorney's fees as allowed under the Act and you can also file a complaint against them with the Federal Trade Commission for violating the Act.
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