A statute of limitations is a law which places a time limit on pursuing a legal remedy in relation to wrongful conduct. After the expiration of the statutory period, unless a legal exception applies, the injured person loses the right to file a lawsuit seeking money damages or other relief.
This would be for civil actions - you cannot yourself pursue a criminal action against anyone but file a complaint with the District Attorney's office and see if they will pursue a criminal action in the matter against the person(s).
The following periods represent a small sample of the statutory limitations periods in Louisiana. Please note that it may be possible to bring multiple causes of action from a single incident of wrongful conduct, and thus even if it appears that the relevant statute of limitations has run it may remain possible to bring a different claim. Also, there may be an exception to the standard limitations period that applies to any given situation. The following list is provided by way of example.
Professional Malpractice: Professional negligence actions must be filed within 1 year of the date of the act or omission giving rise to injury, or one year from the date of discovery. No medical malpractice action may be filed more than three years after the date of the act or omission giving rise to the injury.
Personal Injury: 1 year.
Fraud: 1 year.
Libel / Slander / Defamation:1 year.
Injury to Personal Property: 1 year.
Product Liability: 1 year.
Contracts: 10 years.
Obviously the statute of limitations your most interested in are for contracts (10 years) and fraud (1 year). Clearly there is a big difference as between the two actions.
Then potentially the statute of limitations can be extended under certain circumstances pursuant to the "discovery rule".
Sometimes it is not reasonably possible for a person to discover the cause of an injury, or even to know that an injury has occurred, until considerably after the act which causes the injury. For example, an error in the drafting of a will might not be noticed until the will is being executed, decades after it was drafted, or a financial planner's embezzlement might not be noticed for years due to the issuance of false statements of account.
When it applies, the "discovery rule" permits a suit to be filed within a certain period of time after the injury is discovered, or reasonably should have been discovered. The discovery rule does not apply to all civil injuries, and sometimes the period of time for bringing a claim post-discovery can be short, so it is important to seek legal assistance quickly in the event of the late discovery of an injury.
As to a breach of contract - the statute of limitations starts to run when a party breached the contract. The statute of limitations can be extended additional ways in contract actions - when there is reaffirmation or an additional part performance - then the statute of limitations starts all over again from the beginning.
I need to know the statute of limitations (meaning the time frame in which I have to sue the parties in each case for each category), for each type of party, for both criminal and civil suits of each, and when does it start
As stated, you can't bring a criminal action - you can file a complaint with the DA's office and hope they take the case.
As to the civil statute of limitations - 10 years from the date of breach or when they didn't perform as per the contract.
You also stated:
The lender knew and recommended the contractor to me for the repair work after Hurricane Katrina. The loan officer'sstipulation was to select his inspector and his inspector did a crooked inspection resulting in me being ordered to pay three payments in one month to the contactor.
Please explain that statement with a little more detail. Thanks!