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Needing money for a house won't qualify as an emergency. IRS "qualified" accounts have specific rules that were...well, "qualified" by the IRS. Any variation from the plan rules invalides the plan and holds the employer liable for the deferred taxes for every dollar in the plan. So, the plan administrator will not accommodate you without a true emergency (heart surgery, etc.).
If you want to know exactly what sort of emergency will qualify, you'll have to read the plan documents.
Hope this helps.
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