Bankruptcy Law

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Related Bankruptcy Law Questions
I am filling section 7 bankruptcy on my vehicle loan. But I
I am filling section 7 bankruptcy on my vehicle loan. But I have another car loan through the same bank. Will this affect that … read more
ChrisAEsq
ChrisAEsq
Attorney
Juris Doctor
1,548 satisfied customers
I filed a chapter 13 in December 2013 and converted to a 7
I filed a chapter 13 in December 2013 and converted to a 7 and discharged in July 2016. How soon can a person refile? I have had severe health issues putting me in this position again, being a single … read more
KLAW
KLAW
Juris Doctorate
6,349 satisfied customers
My husband and I purchased a business around 3 years ago. It
My husband and I purchased a business around 3 years ago. It is an LLC. It is not making the money we need it to make and would like to sell it but no one has good enough credit to buy it. We have bee… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
I am trying to determine whether Chapter 13 Bankruptcy is right
I am trying to determine whether Chapter 13 Bankruptcy is right for us. I am currently employed as an adjunct college instructor making varying income between $600 and $1800 monthly - I have been unab… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
My husband and I filed for Chapter 7 Bankruptcy in July of
My husband and I filed for Chapter 7 Bankruptcy in July of this year and it was discharged by courts in September. We did not bankrupt our house or car. (Actually house was included but we pulled it b… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
My wife and I recently filed Chapter 7 after my business failed
My wife and I recently filed Chapter 7 after my business failed and we were stuck with large personal debts we took on to finance my business. All of our unsecured debts are now discharged, but we sti… read more
Ellen
Ellen
Attorney
Doctoral Degree
3,328 satisfied customers
My husband and I have been having financial difficulties for
My husband and I have been having financial difficulties for several years. He owns his own business and with the recession, his business has dropped a lot the last few years. In order to keep our bil… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
What are the criteria for filing Chapter 13 We dont qualify
What are the criteria for filing Chapter 13? We don't qualify for Chptr 7, make too much income. Income dropped nearly 50% and can support it with tax returns, had just remodeled the home when the mar… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We are currently in chapter 13 bankruptcy,we have a first mortgage
We are currently in chapter 13 bankruptcy,we have a first mortgage on our home of approximately $125,000. A second mortgage of approximately $75,000 and a third of approximately $5,000. The second mor… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
I have a horse trailer that was listed as surrendered in
I have a horse trailer that was listed as "surrendered" in my Chapter 7 bankruptcy. It is our full intentions to keep it however the lawyer advised not to pay it and not to re-affirm it because we hav… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
32,962 satisfied customers
My husband and I are filing personal chapter 13. we bought
My husband and I are filing personal chapter 13. we bought a business 2 years ago and my husband is guarantor under a corporation-the business is air conditioner repair. we have an sba loan with a loc… read more
Ellen
Ellen
Attorney
Doctoral Degree
3,328 satisfied customers
Im currently in the process of claiming bankruptcy, I am doing
I'm currently in the process of claiming bankruptcy, I am doing this with an attorney. We are letting our house go in the bankruptcy, we have two loans on the house, the primary loan and a home equali… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
My business has been struggling last few years (we do not see
My business has been struggling last few years (we do not see we can manage mortgage payment even with some improvements). Bank has been working with us since then to find a buyer. They have even allo… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
I am about to file for bankruptcy and I owe $321,000 on my
I am about to file for bankruptcy and I owe $321,000 on my house and I just got an apprasial back that states my home is worth $325,000. I have 3 junior liens on my home. The 2nd in line is a $30,000 … read more
WALLSTREETESQ
WALLSTREETESQ
Attorney
Doctoral Degree
2,860 satisfied customers
i have 2 loans im modifying the first the 2nd is a heloc that
i have 2 loans i'm modifying the first the 2nd is a heloc that has been discharged in Oct. I filed bankruptcy and that's been discharged on the 2nd of December. If I modify the first loan can the bank… read more
Roger
Roger
Attorney
Doctoral Degree
2,055 satisfied customers
We have a Chapter 13 bankruptcy involving only the mortgage.
We have a Chapter 13 bankruptcy involving only the mortgage. After a year of timely payments we pursued a loan modification with our Mortgage Company. During the 8 month process we continued to make t… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,965 satisfied customers
Hi, I have defaulted on student loans. I was not able to pay
Hi, I have defaulted on student loans. I was not able to pay starting about 11 years ago as I moved overseas and was faced with an unsurmountable exhange rate (at one point my dollar bought US33 cents… read more
Maverick
Maverick
Doctoral Degree
8,061 satisfied customers
I am a Maine State resident. We own commercial property and
I am a Maine State resident. We own commercial property and have 2 commercial loans on property. We have one commercial loan that we are still paying on a failed business. We also have a residential l… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,965 satisfied customers

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Meet the Experts:

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Barrister

Barrister

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21 years practicing law. Landlord 29 years

John A. Flynn, Esq.

John A. Flynn, Esq.

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20 Years Experience in Bankruptcy - Mid-South Super Lawyer

Ellen

Ellen

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3,328 satisfied customers

Providing information, not representation

Terry L.

Terry L.

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2,965 satisfied customers

Better Business Bureau. 20+yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

WALLSTREETESQ

WALLSTREETESQ

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2,860 satisfied customers

14 years exp., CH 7 AND 13 Bankruptcy cases, AFL-CIO UNION PLUS, UFT NYSID AND ALL MAJOR UNIONS

Roger

Roger

Attorney

2,055 satisfied customers

BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service.

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