Bankruptcy Law

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Related Bankruptcy Law Questions
My Mom has 35,000 credit card debt she is ill and she has a
My Mom has 35,000 credit card debt she is ill and she has a non qualified annuity of 97,000 I want to know what we should do she can' t afford her cc payments any longer, should we just stop paying th… read more
Ray
Ray
Lawyer
Doctoral Degree
67,407 satisfied customers
I had 2 charge cards in my business name. I went out of business
I had 2 charge cards in my business name. I went out of business 2 years ago, I have tried to make the payments on these cards . My only income is social security I have a 790 credit rating. Being ret… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
Why would the banks and credit card companies not try to help
Why would the banks and credit card companies not try to help you when you are having trouble. Wouldn't they rather you pay your balance than to file bankruptcy? I am trying very hard to pay my bills,… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
Hi, I recently went back to school (last year) and have about
Hi, I recently went back to school (last year) and have about $4000 that I took out of an Ira for school if I pay that towards a deferred student loan before bankruptcy, would that be considered fraud… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
Spent 7 month in a rehab center, and because my insurance only
Spent 7 month in a rehab center, and because my insurance only paid for 30 day, I had to pay the rehab center $84,000.00 dollars. I ended up charging part of it on my charge card. I was never able to … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
in declaring bankruptcy, once assessts are sold off (a house
in declaring bankruptcy, once assessts are sold off (a house just sold and an rv taken out of her name as well as a timeshare ) is it correct that you need to wait two years because the gov can go bac… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I am a slave to my debt. I cant pay my credit cards or old
I am a slave to my debt. I can't pay my credit cards or old student loans. I am living solely on my social security which is $1095 and now they will take $99.50 out for Medicare starting this month. W… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
We need to file for bankruptcy. We are both 67 yrs old. We
We need to file for bankruptcy. We are both 67 yrs old. We have more money going out each month than we have coming in. We are going to just walk away and give our house back to the bank. How can we g… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We are behind on our house and have some credit card debt.
We are behind on our house and have some credit card debt. The husband's income has decreased considerably due to a job loss. He is now working just not bringing home as much as he was before. Would i… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I own a business in Indiana. There is a business line of credit
I own a business in Indiana. There is a business line of credit with no collateral , but my personal signature. We need to declare bankruptcy. We will be doing it from Florida. Do I need to do a separ… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
concerning doing a bankrupcy in ohio on credit cards only.
concerning doing a bankrupcy in ohio on credit cards only. how long should you wait to file after you stop using and stop paying on credit cards. I am in construction and there has not been much work … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I purchased furniture from Roomplace when they have gas-redemption
I purchased furniture from Roomplace when they have gas-redemption promotions. Right now the gas-redemption company bankrupted. Though Roomplace agreed to give me gift cards for the same amount, I nev… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I cant afford a lawyer and instead paid $200 to We the People
I can't afford a lawyer and instead paid $200 to We the People (Now the Document People) and just recently turned in my large workbook that they will process and use to file for my bankruptcy with the… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I filied jointly with my husband for a chapter 7 bankruptcy
I filied jointly with my husband for a chapter 7 bankruptcy iand mortgage foreclosure in Colorado that was discharged in September 2006. I currently live in Florida and we recently had twins and we ar… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I have had succesfull construction company for 15 years, however
I have had succesfull construction company for 15 years, however this year is incredible big slump in the business, therefore I am not able to pay off all my credit cards; my total revolving debt is a… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
Hi, I considering fialing bankruptcy. I can still afford my
Hi, I considering fialing bankruptcy. I can still afford my house and car. I have unpaid property taxes , they are 2mos late. Do I max out my last credit card to pay them or is there an option to have… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
Hi Andrea Thank you for answering previous question. I dont
Hi Andrea Thank you for answering previous question. I don't own so much, and I don't have late medical bills, I have high credit cards balance (about $160,000) and currently no income. As I said befo… read more
Andrea Ray
Andrea Ray
Associate Attorney
Doctoral Degree
82 satisfied customers
if im going to declare bankruptcy should i continue to pay
if im going to declare bankruptcy should i continue to pay my credit card bills or should i just stop paying altogther already negotiated with the credit card companies but still cant keep up thanks t… read more
Andrea Ray
Andrea Ray
Associate Attorney
Doctoral Degree
82 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

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cortrightlaw

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JoeLawyer

JoeLawyer

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A.J.

A.J.

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Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

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21 years practicing law. Landlord 29 years

Law Girl

Law Girl

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I am an attorney.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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