Bankruptcy Law

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Related Bankruptcy Law Questions
Years ago I filed a chapter 7 bankruptcy, I included all my
Years ago I filed a chapter 7 bankruptcy, I included all my debt including past chapter 13 cases. The chapter 7 was discharged band everything was removed all but my chapter 13 cases, should they stil… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
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My Chapter & bankruptcy just discharged on 2-6-19 two credit
my Chapter & bankruptcy just discharged on 2-6-19 two credit bureaus are allowing these 2 creditors to keep pulling it out of the bankruptcy and reporting it late to hurt my credit. I have certified m… read more
Michael Bradley
Michael Bradley
retired
Doctoral Degree
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I have a Bankruptcy that was discharged in January of 2011.
I have a Bankruptcy that was discharged in January of 2011. I have been told that a bankruptcy can stay on your credit file from 7-10 years. Since I'm now at 7 years, is there a way I can be pro-activ… read more
legalgems
legalgems
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25,100 satisfied customers
My Chapter 7 bankruptcy was discharged in Aug of 2013. I got
Hi,my Chapter 7 bankruptcy was discharged in Aug of 2013.I got an alert from my credit card credit tracker today and opened the alert and it showed me that yesterday, Navy Federal Credit Union reporte… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
29,010 satisfied customers
Regarding problem on my credit report. I filed Chapter 7
Regarding problem on my credit report. I filed for Bankruptcy Chapter 7 over a year ago and it was finalized. I had a credit card with Capital One. They were included in the Chap 7. The account was li… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
29,010 satisfied customers
We filed bankrupcy 9-15-2009. It was dischared 1-04-2010 Our credit was perfect until t
We filed bankrupcy 9-15-2009. It was dischared 1-04-2010 Our credit was perfect until then. The co my husband was working for had been developing a new machine an ran out of cash flow. The problem is … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,954 satisfied customers
Finally my Short Sale from Hell closed! The house was included
Finally my Short Sale from Hell closed! The house was included in my Chapter 7 Bankruptcy in 2008. I tried to stay in the home but couldn't financially do so. It had been listed for sale for what was … read more
mmdesq
mmdesq
Attorney
Doctoral Degree
518 satisfied customers
I took out a second mortgage with my partner at the time.
I took out a second mortgage with my partner at the time. When he filed for bankruptcy, the primary mortgage which was held in both of our names was excluded from the bankruptcy. The second mortgage w… read more
socrateaser
socrateaser
37,075 satisfied customers
I live in Los Angeles County, CA. Erin Capital Management
I live in Los Angeles County, CA. Erin Capital Management filed a claim on March 2007 for $1759. I believe the original debtor was Discover for $1550. I NEVER received a notice about any judgement/cla… read more
socrateaser
socrateaser
37,075 satisfied customers
A debtor has such poor records that they cannot make a detailed
A debtor has such poor records that they cannot make a detailed list of all their debts. Because of this, the bankruptcy attorney is going to use the credit report to try and figure out what debts to … read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
In the state of Maryland since the bankruptcy 7 was discharged
In the state of Maryland since the bankruptcy 7 was discharged in 2009 is it legal for the creditor to continue updating the credit bureaus on a monthly basis(recently as 8/11) saying bankruptcy disch… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
29,010 satisfied customers
I never got the letter I asked for last time and would have
I never got the letter I asked for last time and would have been willing to pay more?? I need a specific bankruptcy attorney or someone who understands how the credit bureaus work. It is my belief tha… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,954 satisfied customers
My wife and I filed a chapter 7 bankruptcy approx 7 yrs ago.
My wife and I filed a chapter 7 bankruptcy approx 7 yrs ago. 4 mos into the filing process our bankruptcy attorney convinced my wife that chapter 13 protection was recommended due to us being 30 days … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
If you file a chapter 7 and reaffirm on a mortgage and then
If you file a chapter 7 and reaffirm on a mortgage and then it is discharged can a mortgage company refuse to report your future payments paid on your mortgage to a credit reporting agency for 10 year… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
29,010 satisfied customers
Hello, I cannot find anyone who can answer this question.
Hello, I cannot find anyone who can answer this question. My ex-husband and I filed for a Chapter 13 bankruptcy. At the 341 hearing the judge denied confirmation. Due to personal circumstances I chose… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
i filed for bankruptcy in 1997 and was only discharged in 2004.
i filed for bankruptcy in 1997 and was only discharged in 2004. i want to know if i can have the bankruptcy removed from my credit report sooner than 7 years after my discharge. the reason i was relea… read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers
What are my rights if I filed a chapter 7, filled a reaffirmation
What are my rights if I filed a chapter 7, filled a reaffirmation and was told not to make a car payment until after the discharge because they can still take the car. Now after the discharge is compl… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,954 satisfied customers
I had a bankruptcy recently and after all is said and done
I had a bankruptcy recently and after all is said and done a bill from rogers cable appears on my credit report. The trustee says they were contacted, but di not reply to the claim. Now rogers is tryi… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,954 satisfied customers

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Meet the Experts:

Terry L.

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JoeLawyer

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Law Girl

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I am an attorney.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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