Bankruptcy Law

Bankruptcy law questions? Ask a bankruptcy lawyer.

Connect one-on-one with {0} who will answer your question

Related Bankruptcy Law Questions
I did not reaffirm my mortgage in 2008 bkrptcy I am now wishing
I did not reaffirm my mortgage in 2008 bkrptcy I am now wishing to walkaway, can the bank call and try to collect, they have a new company servicing loan and they call every day several times… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,354 satisfied customers
i,filed Chapter 7 on all debts,including credit cards;and a
i,filed Chapter 7 on all debts,including credit cards;and a 1st & 2nd mortgage on my condo.I surrendered the condo to the bank holding the 1st mortgage.on Sept.09,2014 the Court discharged all debts.W… read more
Attorney2020
Attorney2020
Lawyer
2,480 satisfied customers
Chapter 7 Bankruptcy in Washington State Do I have the option
Chapter 7 Bankruptcy in Washington State Do I have the option to "reaffirm" my mortgage at some point in the bankruptcy process? If so, when is the latest I can do that? Does the bank pretty much dict… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,354 satisfied customers
I received a chapter 7 discharge in 2010 with an intent to
I received a chapter 7 discharge in 2010 with an intent to reaffirm my mortgage loan. I never did reaffirm it with the bank but kept paying my payments. I was behind on my taxes and the city started t… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Question, I took out a equity line in the year 2000 for $25,000
Question, I took out a equity line in the year 2000 for $25,000 and I was not informed there was a deed of trust with this equity line. We filed for bankruptcy chapter 7 and it was discharged in 2007.… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
6 years ago I filed chapter 7 bankruptcy. I did not reaffirm
6 years ago I filed chapter 7 bankruptcy. I did not reaffirm my house but continued to pay my mortgage on time every month. My husband died about a year ago and my financial situation changed drastica… read more
cortrightlaw
cortrightlaw
Attorney
Doctoral Degree
527 satisfied customers
We filed backruptcy 3 yrs.ago. We did not reaffirm our home
We filed backruptcy 3 yrs.ago. We did not reaffirm our home morgage, but we stayed in the house and kept making our payments. The morgage company reported to the credit agenties that our loan was now … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
WebLaw: I filed a Personal Chapter 7 in the state of Florida.
WebLaw: I filed a Personal Chapter 7 in the state of Florida. My wife and I own our principal home (homestead) in tenancy by entireties. I received a request from Suntrust Bank to reaffirm my debt obl… read more
socrateaser
socrateaser
36,674 satisfied customers
What if Lender refuses to reaffirm mortgage I realize the
What if Lender refuses to reaffirm mortgage? I realize the logic that most lenders wanting to reaffirm. However, I purchased from a local builder who offered seller financing. I later learned he is no… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
25,502 satisfied customers
If I reaffirmed my 1st mortgage in a chapter 7 bankruptcy and
If I reaffirmed my 1st mortgage in a chapter 7 bankruptcy and now decided to walk from the home will I be liable for the debt. I live in California who has some protection over deficiency debt on 1st … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
25,502 satisfied customers
Do I stand to loose my home due to not receiving a re-affirmation
Do I stand to loose my home due to not receiving a re-affirmation of my primary residence from the bank before the Bankrupcy has been discharhed ?… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,888 satisfied customers
My wife and completed a Chapter 13 bankruptcy. In this process,
My wife and completed a Chapter 13 bankruptcy. In this process, our home loan was made so that the bank could not come after us for any losses incurred. As I understand, we do not need to reaffirm our… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
25,502 satisfied customers
7.5 years ago I filed Chapter 7 bankruptcy. Of course I listed
7.5 years ago I filed Chapter 7 bankruptcy. Of course I listed all of my debts including the home I currently reside in. The bankruptcy records show that I listed this home as one of the debts that I … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
My hausband and I entered into a mortgage 5 years ago that
My hausband and I entered into a mortgage 5 years ago that was an interest only ARM for $354K, with a 2nd mortgage of $88,550 with a baloon payment due in August 2010. Today our home has an estimated … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,354 satisfied customers
are social security benefits (retirement) considered income
are social security benefits (retirement) considered income for purposes of the means test in considering bankruptcy… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
25,502 satisfied customers
i have 2 loans im modifying the first the 2nd is a heloc that
i have 2 loans i'm modifying the first the 2nd is a heloc that has been discharged in Oct. I filed bankruptcy and that's been discharged on the 2nd of December. If I modify the first loan can the bank… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,354 satisfied customers
I read in a 2009 book about bankruptcy that in some states
I read in a 2009 book about bankruptcy that in some states it's against the law for bank to foreclose on a house or repo your cars even if you don't reaffirm them in a bankruptcy, as long as your paym… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,888 satisfied customers
Should I reafirm my mortgage in Chapter 7 if I want to try
Should I reafirm my mortgage in Chapter 7 if I want to try and get a modification in the future?… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
25,502 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Terry L.

Terry L.

Attorney

2,911 satisfied customers

Better Business Bureau. 20+yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

527 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

< Previous | Next >

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x