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Or Ma'am, I know this is bankruptsy related, although I
Dear Sir or Ma'am,I know this is bankruptsy related, although I seriously need advise on the legality issue of a lender who will not report monthly payments made on a vehicle after reaffirming the loa… read more
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I have an issue with the way my Bankruptsy attorney
Hello,I have an issue with the way my Bankruptsy attorney initially filed my case.I filed chapter 7 (which was discharged a couple of months ago) - My fiance financed our vehicle and I co-signed said … read more
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BANKRUPTCY: Debtor filed Chapter 7 bankruptcy and received a
BANKRUPTCY: Debtor filed Chapter 7 bankruptcy and received a Discharge. Originally they entered into a Reaffirmation Agreement to retain their car. They did not attend the Reaffirmation hearing and th… read more
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Our home was listed in a bankruptcy. On the form it states
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We filed for bankruptcy in 2007 - we did not have a lawyer,
we filed for bankruptcy in 2007 - we did not have a lawyer, we live in MA - I tried to refinance and was told my mortgage company isn't reporting monthly - come to find out we were supposed to fill ou… read more
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Regarding my chapter 7 Reaffirmation hearing tomorrow,
Regarding my chapter 7 Reaffirmation hearing tomorrow, husband is going without me. $2000 behind on payments, 6000 equity in car. When I try to talk to the people at "ascension capital" who do Cap1's … read more
Phillips Esq.
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I did not reaffirm my mortgage in 2008 bkrptcy I am now wishing
I did not reaffirm my mortgage in 2008 bkrptcy I am now wishing to walkaway, can the bank call and try to collect, they have a new company servicing loan and they call every day several times… read more
Roger
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I file chapter 7 bankruptcy and went to the meeting of the
I file chapter 7 bankruptcy and went to the meeting of the creditors 8/9/2013. The trustee said I would receive my discharge within 90 days. My question is I am going to reafirm a new car I purchased … read more
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I am filing a motion to reopen a chapter 7 bankruptcy so
I am filing a motion to reopen a chapter 7 bankruptcy so that I can file an adversary proceeding. I am doing this to try to discharge student loans due to hardship. Along with the motion to reopen, I … read more
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I filed a chapter 7 bankruptcy and my attorney assured me that
I filed a chapter 7 bankruptcy and my attorney assured me that my auto would be protected. Today my creditor said they were repossessing my vehicle or I have to turn it over to them. They said this...… read more
wallstreetfighter
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So I requested a re-affirmation agreement for my mortgage,
So I requested a re-affirmation agreement for my mortgage, after declaring Chapter 7. It was discharged in November '10, and I sent the affirmation agreement only recently, Jan 6th to the mortgage guy… read more
cfortunato
cfortunato
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On Tuesday we received our discharge of Chapter 7 Bankruptcy
On Tuesday we received our discharge of Chapter 7 Bankruptcy letter from the court. On that same day Ford Motor Co. repossed my vehicle. This came as a great shock as we are paid ahead on our monthly … read more
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Another question regarding reaffirming an auto loan in a chapter
Another question regarding reaffirming an auto loan in a chapter 7 bankruptcy case. We never remember signing any reaffirmation agreement. The only things we signed with the attorney was on the day th… read more
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I have filed chapter 7 bankruptcy pro-se and the meeting of
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I am in the middle of a chapter 7 bankruptcy loan mod!
I am in the middle of a chapter 7 bankruptcy and in the middle of a loan modification. We do NOT qualify for a chapter 13 due to the unsecured debt exceeding limits. Our intent is to get rid of all de… read more
Ellen
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My house is worth approximately $188,000.00. When I originally
My house is worth approximately $188,000.00. When I originally purchased my home in November 2006 it was financed through an 80/20 mortgage loan. I currently owe $160,950.42 on my 1st mortgage and $50… read more
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Our state law allows us to continue to make car payments and
Our state law allows us to continue to make car payments and avoid repossession after bankruptcy without reaffirming the debt, but I don't know how I should state this in the new Form 8 (Debtor's Stat… read more
Terry L.
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our 3 credit reports state our van was discharged with our
our 3 credit reports state our van was discharged with our BK in May of '08. we signed an "intent to reaffirm". our lawyer won't return our calls. (flipped on vehicle HUGE/swindled by dealer financer)… read more
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

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cortrightlaw

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JoeLawyer

JoeLawyer

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A.J.

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Fritz

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Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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