Bankruptcy Law

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Related Bankruptcy Law Questions
When one files BK, do they have to include the collections
When one files BK, do they have to include the collections for the original creditor or does including the original, 'eliminate' the collections by default? I understand one should want to include the… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
spouse gets chapter 7 filed and then approved in 2014. Spouse
spouse gets chapter 7 filed and then approved in 2014. Spouse and non-bk filing spouse file jointly. separated. likely divorce. While filing jointly, are there any benefits to the non bk-filing spouse… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
Had a Chapter 7 BK discharged in January of 2011. On the BK
Had a Chapter 7 BK discharged in January of 2011. On the BK petition, there are two debts that were later granted judgments against me for. They were included in the BK though (not sure if that's poss… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
Someone filed for BK ch13 this year. Case was dismissed in
Someone filed for BK ch13 this year. Case was dismissed in August 2013. I understand that for another ch 13 filing he would need to wait 180 days (please confirm). Can he file for a ch 7 now?… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
I am a creditor in a bankruptcy case. The debtors filed a
I am a creditor in a bankruptcy case. The debtors filed a No Asset CH 7 Bankruptcy and were DISCHARGED on 11/21/12. They then filed a CH 13 Asset Bankruptcy on 01/30/13; the case is still pending. The… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
I filed a chapter 7 in maryland and listed my federal income
I filed a chapter 7 in maryland and listed my federal income taxes. I received a discharge letter, however the irs is saying i need to have the bankruptcy court zero out the balance is this correct?… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
Debtor is about to attend a Trustee meeting for Chapter 7,
Debtor is about to attend a Trustee meeting for Chapter 7, his house is undergoing a "short sale" and mortgage lender informed his realtor that the Debtor needs to file a motion in BK court to proceed… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
I was granted Chapter 7 discharge of my personal debts in 2009
I was granted Chapter 7 discharge of my personal debts in 2009 and all the business debts (corporate) for which I had made personal guarantees were included in the discharge. I recently recieved a let… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
What is the main reason and circumstances i would file chapter
What is the main reason and circumstances i would file chapter 13 bkrptcy. Also is it possible that i would buy a vehicle then some later date file ch 13.… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
If a couple is separated but not divorced and the wife is filing
If a couple is separated but not divorced and the wife is filing for BK chapter 7 how is the income recorded as well as the expenses. In other words is just the wife's income recorded and the expenses… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
I am a single woman in California with an income of about $48k
I am a single woman in California with an income of about $48k annually. My home was foreclosed on Nov 2007 so now I rent. Faslo Solutions caught up with me & would like to collect $43k for a 2nd mtg … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
for Terry L. First off, please allow me to return your kind
? for Terry L.: First off, please allow me to return your kind regards XXXXX XXXXX offer my Best Wishes for you and yours this Christmas Season and to add how much I have appreciated working with you.… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
Rule Section 727(b) of the Bankruptcy Code establishes that
Rule: Section 727(b) of the Bankruptcy Code establishes that “Except as provided in Section523 of this title, a discharge under subsection (a) of this Section discharges the Debtor from ‘all' debts th… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
Hello Terry, I have a client who leased a small part of his
Hello Terry, I have a client who leased a small part of his residential rental property to a cell tower company on a fifty year lease for a one time lump sum payment. The property is in foreclosure an… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
I got a judgment in sm claims in Texas. The debtor filed Ch
I got a judgment in sm claims in Texas. The debtor filed Ch 11 BK but I was not notified. I found out that they send the notification to my address, but in Louisiana, not California, where I live (an … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,116 satisfied customers
As I understand it, I qualify for ch. 7 in MD (passing the
As I understand it, I qualify for ch. 7 in MD (passing the means test). II left my f/t job to work p/t and start a bus. which hasn't done well and since then could only find p/t work in this area maki… read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers
Im planning to file Chapter 7 or 13 with out my spouse. Net
I'm planning to file Chapter 7 or 13 with out my spouse. Net monthly income $4,790 (includes wife's net $$$) Monthly expenses $5,258 Deficit - $468 Total unsecured ccs' balance is $26,300 that I want … read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers
We are a Sanitary District in a small town in Wisconsin. We
We are a Sanitary District in a small town in Wisconsin. We have a homeowner that has delinquent sewer fees (for over a year). Our policy is to assess the delinquent fees against the real estate taxes… read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

3,116 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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