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I filed Bankruptcy in 2014 and they did not add my student
I filed Bankruptcy in 2014 and they did not add my student loans, I work for Dept HHS and this last 7 months ( deployed to PR hurricane) The Dept of Treasury has Salary Offset me in the amount of 1700… read more
Phillips Esq.
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I have a question about federal student loans. The loans
I have a question about federal student loans. The loans were taken out in 1999-2002. I had never finished degree, and I haven't made a payment since early 2008, I was incarcerated later in 2008 until… read more
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How can I get rid of my Student Loans ? How long do you have
How can I get rid of my Student Loans ? How long do you have to have them to get rid of them ? ANy loop wholes ?… read more
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My student loans were listed as creditors i owed in my chapter 7 bankruptcy, does this mea
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My student loan stated in my chapter 11 were discharged in
My student loan stated in my chapter 11 were discharged in bankruptcy but didn't have the (due to hardship) after the word discharge can the credit collection place bring it back up they also were lis… read more
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I filed on a student loan in 96. I now have an agency calling
I filed on a student loan in 96'. I now have an agency calling me about default and want payment. I am confused as I was discharged. What do I do. They are calling my home daily 7 days a week. Thank y… read more
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I would like to know what my rights are concerning student
I would like to know what my rights are concerning student loans and bankruptcy. Searching on the internet it looks like it's almost impossible to include student loans in bankruptcy. I was unable to … read more
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Having been unemployed now since 2007, and no longer being
Having been unemployed now since 2007, and no longer being eligible for unemployment since last year, I have no money to pay my debts, so I will be entering into bankruptcy. I have become disabled and… read more
cfortunato
cfortunato
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Is it possible to file on old School loans, I am 62 in September
Is it possible to file on old School loans, I am 62 in September and facing retirement? I paid for 10+ years, then lost my job in 2005. The amount owed with penelties is 60K. I got my degress in 1992.… read more
Brent Blanchard
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Hello, I filed a Chapter 7 bankruptcy over 10 years ago which
Hello, I filed a Chapter 7 bankruptcy over 10 years ago which included my outstanding student loans at the time. Sometime after I received a letter from the Federal Dept of Education that my loans wer… read more
Roger
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Can wage garnishment for Dept. of Education loans be stopped
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In filing chapter 7, May I exempt my student loan proceeds
In filing chapter 7, May I exempt my student loan proceeds under the federal non bankruptcy exemptions, specifically under 20 USC section 1095a(d).… read more
JoeLawyer
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I have a Defaulted Dept of Education loan in Florida. I was
I have a Defaulted Dept of Education loan in Florida. I was on a payment plan and missed a few payments due to family trouble and now they sent a letter to my employer to garnish my wages. Can a bankr… read more
Terry L.
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Is it possible to file bankruptcy and keep your house along
Is it possible to file bankruptcy and keep your house? along with that if you file and keep your house is it possible to clear pirvat student loans with that. or is it better to file on your house, an… read more
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Can Sallie Mae garnish my wages or my future social security
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I am the author of Bankrupt your student loans and other discharge
I am the author of "Bankrupt your student loans and other discharge strategies." The book details the steps needed to file an adversary proceeding to determine "undue hardship" for having student loan… read more
socrateaser
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Hi, I have defaulted on student loans. I was not able to pay
Hi, I have defaulted on student loans. I was not able to pay starting about 11 years ago as I moved overseas and was faced with an unsurmountable exhange rate (at one point my dollar bought US33 cents… read more
Maverick
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my student loans are in default and I just received notice
my student loans are in default and I just received notice of wage garnishment in 20 days. how can i fight this? I looked into income contingent repayment, but it does not account for my child support… read more
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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