Bankruptcy Law

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Related Bankruptcy Law Questions
I will be filing a chapter 13 bankruptcy with my spouse. My
I will be filing a chapter 13 bankruptcy with my spouse. My question is we want to sell our house what will happen if we sell the house after our bankruptcy is final and we restart paying our lenders … read more
Adam Yarussi
Adam Yarussi
Juris Doctor
2,743 satisfied customers
I am currently on Chapter 13 and I want to dismiss it. Here
Hello I am currently on Chapter 13 and I want to dismiss it. Here is my situation:When I filed for Chapter 13, I filed to get current on the mortgage and save my house. Now that that's happened alread… read more
Mark
Mark
Attorney
Doctoral Degree
110 satisfied customers
Chapter 7 was filed and discharged 3 years ago. The mortgage
Chapter 7 was filed and discharged 3 years ago. The mortgage was not reaffirmed and after the bankruptcy due to job loss, I was unable to keep making the payments. Fast forward 3 years later, the hous… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
We are under Chapter 13 Bankruptcy. We just paid off in full
We are under Chapter 13 Bankruptcy. We just paid off in full one of our cars. When I called Wells Fargo, our finance company, they said they could not release the title until the Chapter 13 is finishe… read more
A.J.
A.J.
Attorney
Doctoral Degree
262 satisfied customers
This question is three fold: 1) My wife and I make about
This question is three fold: 1) My wife and I make about $70k a year combined, we have no kids and live in Florida. We exceed the AMI and are unsure of our BK options. We don't have a lot of debt, two… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
my wife and i are in the 21st payment of a 5 year chapter 13
my wife and i are in the 21st payment of a 5 year chapter 13 bankruptcy and are seeking divorce.i want to get out of the upside down mortgage we're in as well as get out of the car loan. what are the … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Ive heard that chapter 13 bankruptcy restructures all debts
I've heard that chapter 13 bankruptcy restructures all debts but does it involve debt forgiveness? If someone owes $350k on a house and declares chapter 13, is that person still ultimately responsible… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
How strapped is a person in bankruptcy to a mortgage. The
How strapped is a person in bankruptcy to a mortgage. The Lender who just had the loan, Taylor, Bean and Whitaker went out of business. The bankruptcy court now handed the mortgage payments to Bank of… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
In California, my daughter and her Fiance have been living
In California, my daughter and her Fiance have been living together for 7 years. They own their primary residence as tenants in common since 2007. She is planning to terminate the relationship and mov… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Can I file for bankruptcy if I have a good income Can first
Can I file for bankruptcy if I have a good income? Can first and second mortgages be included in a bankruptcy? Can they take my retirement savings or cars that are paid for in a bankruptcy?… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Hello, I am considering bankruptcy but wanted to find out
Hello, I am considering bankruptcy but wanted to find out if a Chapter 13 would be worth while. I make $94,500 per year. I own a house in WV that is $50K under water and I am current on the mortgage p… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Hello, I am thinking about filing for bankruptcy, I currently
Hello, I am thinking about filing for bankruptcy, I currently owe total of approx. 93,000.00 dollars in combined car payments, boat payment, equity loan, and 4 credit cards. My house principal owed is… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have old business loans from a business that has been closed for 2 years. There are no a
I have old business loans from a business that has been closed for 2 years. There are no assets and I still have about $100K in loans still owed. The burden to do the right thing has become too much a… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
house worth-325,000.00 1st mortgage-259,000.00 2nd mortgage-51,000.00 property
house worth-325,000.00 1st mortgage-259,000.00 2nd mortgage-51,000.00 property tax owed-$10,000.00 1. auto-18,500.00 Local bank-2 autos with total balance of 36,000.00 (both spouses and son vehicles) … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We are contemplating using Chapter 13 bk as a way to keep our
We are contemplating using Chapter 13 bk as a way to keep our house and car and restructure and repay debt. We have enough income to do that if the mortgager is willing to renegotiate the loan at a lo… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have filed a chapter 7 about 2 1/2 years ago and was discharged
I have filed a chapter 7 about 2 1/2 years ago and was discharged about 2 years ago, now i have been trying to modify my mortgage for over a year and got nowhere with bank of america, i heard i could … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We are filing bankruptcy in Ohio and we are trying to decide
We are filing bankruptcy in Ohio and we are trying to decide upon 7 or 13. I believe I understand everything to proceed except one thing...If one cannot reaffirm a debt with a 13, how does 13 help you… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I feel that I need to file Bankruptcy. I lost my home due to
I feel that I need to file Bankruptcy. I lost my home due to foreclosure in Georgia, which also had a second mortgage on it. I have very small credit card debt. My husband has a judgement for a person… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,888 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,879 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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527 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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