Bankruptcy Law

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Related Bankruptcy Law Questions
I live in Kentucky and am contemplating the filing of
I live in Kentucky and am contemplating the filing of Chapter 11 bankruptcy. I own my home and a single car with no mortgage or lien on either. Under State and/or Federal bankruptcy laws, do I have to… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
23,753 satisfied customers
I want to make sure filing bankruptcy is the right thing to
I want to make sure filing bankruptcy is the right thing to do before doing it. I don't own anything other than an old car and a 401K from my last job (currently unemployed). For 20 years I had pretty… read more
socrateaser
socrateaser
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Can I take my name off of credit cards? What about automatic
Can I take my name off of credit cards? What about automatic debt? for automobile? Mortgage debt? Medical debt? Will I be responsible for everything in my name?… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers
Not looking to do a backruptcy unless pushed to the limit
Not looking to do a backrupty unless pushed to the limit but really need money to pay off credit cards. I've paid into a mortgage for 13 years. Can you advise about borrowing from this? Do I have any … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
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I have been holding my daughters inheritance from her grandfather
I have been holding my daughter's inheritance from her grandfather in my bank account for approximately three years. My husband is very ill and we are going broke fast with the doctors bills and lack … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I just have too much debt for our income. Most credit cards.....I
I just have too much debt for our income. Most credit cards.....I probably owe about 25000 in credit card debt. I work for the state and don't make much, my wife at a grocery store on salary. With the… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,184 satisfied customers
I am married. Weare boyh on SSDI disability. My disability is a mental illness-Bipolar-a
I am married. Weare boyh on SSDI disability. My disability is a mental illness-Bipolar-a disease one problem is a propensity to Sprnd money I don nothave. ..that's what I did with credit cards. I want… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers
HI, Two years ago I fell very ill and racked up medical bill
HI, Two years ago I fell very ill, needed help to care for myself, and bills for kids and I piled up. I was left with essentially six credit cards totaling less than 10K, 14K in medical bills, and 1 l… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers
I have a friend that has a rock and gravel business that is
I have a friend that has a rock and gravel business that is running at a loss every year. He currently has 40,000 in credit card debt that he pays $1,000 a month in payment. He also has a morgtage on … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Ive just gone through an unexpected divorce a year and a half
I've just gone through an unexpected divorce a year and a half ago; with my ex-spouse's income no longer in the picture, I've accumulated over $40,000 in unsecured debt. I'm struggling with trying to … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers
Im considering filing for bankruptcy; as of now, Im $40,000
I'm considering filing for bankruptcy; as of now, I'm $40,000 in debt, have no income (no job, no unemployment) and no assets outside of my vehicle. My girlfriend has been paying all the household bil… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,111 satisfied customers
My sister is having money problems. She has a house in Illinois
My sister is having money problems. She has a house in Illinois that her husband lives in. She lives in Nebraska. A few years ago my Mother put my sister and my name on her property in Iowa. My ? is i… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I stopped paying my credit cards in 2006 when I lost my last
I stopped paying my credit cards in 2006 when I lost my last staff job. I have no major assets like a car, house, or savings account. I am 62 years old and live in NYC. Should I declare bankruptcy, ju… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,111 satisfied customers
I've got approx. $30,000 credit card debt. i live on $749 a
i've got approx. $30,000 credit card debt. i live on $749 a month social security disability. i've got a home morgage of like $69,000. i've been using the credit cards to make ends meet. the credit ca… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers
My wife and I have approximately $175,000 in credit card debt(!).
My wife and I have approximately $175,000 in credit card debt(!). About $125,000 is hers, and the remaining $50,000 is mine. In order to protect my own credit history - I'm concerned about future empl… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,111 satisfied customers
I am working and current on mortgage, student loan etc. I
I am working and current on mortgage, student loan etc. I have an American express card that I'm 90 days late with $3,800 past due with a balance of 22k. I've tried working directly with American Expr… read more
socrateaser
socrateaser
36,393 satisfied customers
Hello. I have two questions - My mortgage is held by Chase
Hello. I have two questions - My mortgage is held by Chase Mtg. I have four credit cards with Chase too. If I go bankrupt and declare Chase credit cards will it effect my mortgage with them? (2) My ca… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
23,753 satisfied customers
My mother was diagnosed with dementia and diabetes in 2002.
My mother was diagnosed with dementia and diabetes in 2002. She also had complete kidney failure in 2007. She had a credit card with $14k owed and no other debts. This card has not been used since 200… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,740 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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