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I am married and file a joint tax return. I am also self
I am married and file a joint tax return. I am also self employed and have a small business with and LLC business structure. I have a ton of credit card debt and am in the process of consulting with l… read more
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In January I filed chapter 7 bankruptcy. I am married; but
In January I filed for a chapter 7 bankruptcy. I am married; but my wife who has her own business did not file with me. She did file for a divorce, because the lawyer I used said we would have to sepa… read more
Roger
Roger
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Doctoral Degree
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A BK atty on JA, who is apparently no longer active here, once
A BK atty on JA, who is apparently no longer active here, once told me that debts that were foreseeable at the time I filed, even though they were not listed, could be discharged. Is that true ?… read more
Phillips Esq.
Phillips Esq.
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My husband (at the time) and I filed chapter 13 BK in Nevada
My husband (at the time) and I filed chapter 13 BK in Nevada in 2009; which we converted to Chapter 7 after about 9 months. In the 7 conversion we listed the business that we previously owned and sold… read more
socrateaser
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I filed a Ch 7 BK last year and in July 2012 debts discharged
I filed a Ch 7 BK last year and in July 2012 debts discharged . The home equity(2cd ) was one of those debts listed on the BK . We are currently in trial loan modification for our First Mortgage with … read more
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Mother added her sons name in her credit card acct. a few
Mother added her son's name in her credit card acct. a few yrs. back after opening acct. to help her son build credit.Now she is filing for BK 7 . 1) Can she call up creditor to remove her son's name … read more
cfortunato
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State of Florida. Joint Credit Card / Divorced Couple. Wife
State of Florida. Joint Credit Card / Divorced Couple. Wife is Primary Borrower with Ex-husband's name still listed on the account as co-borrower. Wife has been the only one using the account for 8 ye… read more
Paul K, Esq.
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My 341 meeting is in a few days. Its a Chapter 7 filing. There
My 341 meeting is in a few days. Its a Chapter 7 filing. There are a few accounts I forgot to put on the initial filing. The website for my district says that I add accounts by paying an additional fe… read more
cfortunato
cfortunato
J.D.
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Do to my sons illness (pancreatic cancer# XXXXX he did not have insurance, I have buil
Do to my son's illness (pancreatic cancer# XXXXX he did not have insurance, I have built up a payday advance debt that amounts to $1100 every 2 weeks #$2200/month) that is only fees and no principle. … read more
wallstreetfighter
wallstreetfighter
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Upon my Chapter 7 discharge in May 2011, I no longer owe income
Upon my Chapter 7 discharge in May 2011, I no longer owe income tax for 2006 to North Carolina. However, a NC tax lien survived the BK. I want the lien released, but it appears that my BK attorney fai… read more
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Roger
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Doctoral Degree
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I just recieved my Bankrupcy discharge letter from the court
I just recieved my "Bankrupcy discharge" letter from the court recently. I tried ,or so I thought, to stop an automatic bill payment from my bank to a creditor. This payment was made to this creditor … read more
cfortunato
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We have had several BK questions that have been answered but
We have had several BK questions that have been answered but have some new ones. We are letting our home in No CA go into foreclosure. We are still in the home and are in contract on another home in N… read more
Ellen
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I was discharged from a chapter 7 in February. I am still
I was discharged from a chapter 7 in February. I am still waiting for my case to close. It was an asset case. My father in law built my house in 2003 with his construction company, we purchased it leg… read more
Brent Blanchard
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I filed chapter 7 bankruptcy about 3 years ago, and everything
I filed chapter 7 bankruptcy about 3 years ago, and everything was discharged and the case was closed, and recently noticed that I left out 3 creditors (2 cell phone companies, and a dentist bill) all… read more
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My wife and I owe more money than she earns. We have already
My wife and I owe more money than she earns. We have already consulted a local BK attorney but I still have a remaining 2-part question that needs to be answered. We currently have two vehicle leases … read more
wallstreetfighter
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Financial I have about 80k in debt; Lack of income (07 major
Financial: I have about 80k in debt; Lack of income (07 major medical, 08 dealership I worked for went bk) and I own a small business (retail). I am in the process of finding employment and closing th… read more
Ellen
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Just after I filed bankruptcy (28 April 2008) the court made
Just after I filed bankruptcy (28 April 2008) the court made final rulings on custody and cut the Minors' counsel loose. When I filed, I listed my ex-, her attorney, and the court/minors' counsel. Sub… read more
Maverick
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Doctoral Degree
6,700 satisfied customers
I need help, I have a judgment from Merrill Lynch. Last year,
I need help, I have a judgment from Merrill Lynch. Last year, it was a uphill batter, but the trustee finally granted my bankruptcy. Unfortunately, the judgment was excluded from the chap. 7. I just r… read more
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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