Bankruptcy Law

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I'm the primary on a vehicle. My ex girlfriends mom
I'm the primary on a vehicle. My ex girlfriends mom co-singed the loan for it. I filed bankruptcy 2 years ago and just now surrendered the vehicle. Am I liable for the amount of the loan after vehicle… read more
RobertJDFL
RobertJDFL
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My bk discharge was July 2015. My home was approved however,
my bk discharge was July 2015. My home was approved for HAMP however, decided to surrender the home and rent. The HOA was discharged. Post bk we made 2 hoa payments since we were thinking about stayin… read more
Maverick
Maverick
Doctoral Degree
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I live in Henderson, NV and have an S-Corp where I'm the only
I live in Henderson, NV and have an S-Corp where I'm the only employee. I lost 70% of my self-employment income a few months ago, and I'll be filing for Chapter 7 BK in September. I need the next 4-5 … read more
socrateaser
socrateaser
1,031 satisfied customers
I OWN A LEASE TO OWN CAR BUSINESS. IT IS NOT A BUY HERE PAY
I OWN A LEASE TO OWN CAR BUSINESS. IT IS NOT A BUY HERE PAY HERE. IT IS NOT A FINANCE IT IS A TRUE LEASE. I HAD A CUSTOMER FILE CHAPTER 7 BANKRUPTCY AND I GOT A NOTICE SAYING "DISCHARGE OF DEBTOR" AND… read more
Attorney2020
Attorney2020
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I hired a bankrupcy attorney, state of CA. There is a trustee
I hired a bankrupcy attorney, state of CA. There is a trustee that has been holding up my chapter seven , so my attorney is telling me we can file chapter seven and the only thing that changes is I pa… read more
Attorney2020
Attorney2020
Lawyer
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I filed a chapter 13 BK around 3 years ago. I had a Toyota
I filed a chapter 13 BK around 3 years ago. I had a Toyota that was not included in the BK because I could only include one car. It is a lease. The car was repossessed in October of 2012. There were n… read more
socrateaser
socrateaser
1,031 satisfied customers
I filed bk on a creditor named abc and abc is suing one of
I filed bk on a creditor named abc and abc is suing one of my customers for materials and got a judgement against them now can the customer sue me for the judgement since I did add abc into my bk… read more
C.Fortunato
C.Fortunato
J.D.
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i am a lender secured by deed of trust/note.what is my position
i am a lender secured by deed of trust/note.what is my position if the payee declares bankrupcy?… read more
Elizabeth Prentice
Elizabeth Prentice
170 satisfied customers
Filed Chapter 13 bankruptcy had a 3 year plan I made all my
Filed Chapter 13 bankruptcy had a 3 year plan I made all my payments on time and completed all requirements at the end of my scheduled payment plan I discovered the Trustee did not pay one of the assi… read more
dylatess
dylatess
JD
3,473 satisfied customers
Here is the letter I sent.Also can u send the BK link?
Here is the letter I sent.Also can u send the BK link? I received your responses to my Demand For Production of Documents letter (dated February 13), Set Number One, propounded by Defendant,Mitchell R… read more
cortrightlaw
cortrightlaw
Attorney
Doctoral Degree
513 satisfied customers
I have a judgment filed against me for 22k for a condo associaition
I have a judgment filed against me for 22k for a condo associaition and one for a car repo that was 8 yrs ago. Should I file bk?… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I filed for BK, the stay on my house was lifted. Will I be
I filed for BK, the stay on my house was lifted. Will I be responsible for the shortfall when it is sold? I put surrender on bk filing… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,720 satisfied customers
In 8 months we will lose about 1/3($2,000) of our monthly
In 8 months we will lose about 1/3($2,000) of our monthly income as my wife's disability income ends(she turns 65#. We live in an expensive manufactured home, on a leased lot, in a RV resort#Tucson#. … read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
i filed chapter 7 banruptcy in 2004, i had a car repoed, and
i filed chapter 7 banruptcy in 2004, i had a car repoed, and it was included in the bankruptcy. it states that in my credit report. but i was trying to get a home lone and the bank said another bank f… read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers
Our current 1st mortgage is more then the value of the home.
Our current 1st mortgage is more then the value of the home. Our second mortgage is a HELOC. We are in the middle of filing for BK and were told by one lawyer that the HELOC is now unsecured and can b… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,720 satisfied customers
Hello, Let me give some background on my question. In 2007
Hello, Let me give some background on my question. In 2007 I filed for bankruptcy, as of 11/2007 it was discharged. At the time the car I had was reaffermed as part of it. In 6/2008 I bought a differe… read more
Maverick
Maverick
Doctoral Degree
6,494 satisfied customers
I realized (after calling Wachovia yesterday), that I did not
I realized (after calling Wachovia yesterday), that I did not re-affirm my auto loan with them and therefore am paying the loan with no contract. This means that the bank reposess the care at any time… read more
Maverick
Maverick
Doctoral Degree
6,494 satisfied customers
Hi we filed for chapter 7 and our lawyers had us put intent
Hi we filed for chapter 7 and our lawyers had us put intent to keep the house and the car even though those were the reasons we went bankrupt he said we needed to act like we were trying to make a dea… read more
JP
JP
Doctoral Degree
109 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,720 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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