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I converted chapter 13 bankruptcy to chapter 7. will the
I converted chapter 13 bankruptcy to chapter 7. will the bankruptcy stay on my credit report for ANOTHER 10 years? … read more
Mark
Mark
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Doctoral Degree
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I need a letter to request to have a bankruptcy removed off
I need a letter to request to have a bankruptcy removed off my credit repoert … read more
Terry L.
Terry L.
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Doctoral Degree
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I am trying to get pre-approved for a home loan and my issue
I am trying to get pre-approved for a home loan and my issue is as follows: I filed for bankruptcy (chapter 7) and it was discharged in May of 2013. I reaffirmed the loan as part of the bankruptcy but… read more
legalg
legalg
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Juris Doctorate
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I filed a chapter 13 bankruptcy in January of 2014. It was
I filed a chapter 13 bankruptcy in January of 2014. It was dismissed in June of 2014. I stop making payments because I couldn't find a place to live. I was told I couldn't rent with an open bankruptcy… read more
mmdesq
mmdesq
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Doctoral Degree
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I was contacted by someone on craigslist who says that they
I was contacted by someone on craigslist who says that they can remove the bankruptcy on my credit report for $800. He said that it will take about 2 to 3 months to be removed from my credit report, i… read more
Lucy, Esq.
Lucy, Esq.
Juris Doctor
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Can I get a voluntarily dismissed Chapter 13 removed from my
Can I get a voluntarily dismissed Chapter 13 removed from my Credit Report by requesting it be "Vacated"? It was dismissed 10/15/10.… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
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I recently applied for a credit line increase and was rejected.
I recently applied for a credit line increase and was rejected. I received a letter from the creditor that the reason I did not receive the credit line increase was because the status on my mortgage w… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
I went through personal bankruptcy, chapter 7, and was discharged
I went through personal bankruptcy, chapter 7, and was discharged in 2009. I personally guaranteed several business loans in the same period. Those loans have since been foreclosed but are still showi… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date
it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date of filing. where can i find this so i can jam it up equifax. they continue to report it even though it past the … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
My wife and I had a chapter 7 bankruptcy in the middle of 2009.
My wife and I had a chapter 7 bankruptcy in the middle of 2009. The bankruptcy was discharged in Sept of 2009. The bank due to the incredible back log did not acquire the property until January 2011. … read more
LawTalk
LawTalk
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Juris Doctor
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I filed chapter 7 bankruptcy 10/8/2005 my house was included
I filed chapter 7 bankruptcy 10/8/2005 my house was included in the case. I stayed in my house until 6/2009. I sent a letter to chase that I was asking for deed in lew of foreclosure. The house was so… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
My husband and I closed our business and we separately filed
My husband and I closed our business and we separately filed personal bankruptcy for 50% of the business debt, that was incurred personally. We both received discharge papers for October 15th, 2008. W… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
I never got the letter I asked for last time and would have
I never got the letter I asked for last time and would have been willing to pay more?? I need a specific bankruptcy attorney or someone who understands how the credit bureaus work. It is my belief tha… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
How long does the bankruptcy stay on your credit report I
How long does the bankruptcy stay on your credit report? I filed in December 2009. I would like to buy property again. The attorney said I will be done in 4 years. How long do I have to wait for my DI… read more
Ellen
Ellen
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Doctoral Degree
21,737 satisfied customers
I have a Discharge Of Debtor , filed Nov. 18/03 for Chapter
I have a "Discharge Of Debtor", filed Nov. 18/03 for Chapter 7 bankruptcy. Is there any legal way to have it removed from the 3 main credit bureaus now ? Do I have to wait 10 years ? Since then my cre… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
i filed for chapter 7 bankruptcy and i had a problem with the
i filed for chapter 7 bankruptcy and i had a problem with the paper work not correctly being prepared by the person that i hired. So after going through process to meet with the trustee and didn't hav… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
i filed for bankruptcy in 1997 and was only discharged in 2004.
i filed for bankruptcy in 1997 and was only discharged in 2004. i want to know if i can have the bankruptcy removed from my credit report sooner than 7 years after my discharge. the reason i was relea… read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers
I just went through a bankruptcy in order to get three default
I just went through a bankruptcy in order to get three default judgments removed from my credit report. These judgements were obtained after the 4 year period, they served a John Doe at an address tha… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

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cortrightlaw

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JoeLawyer

JoeLawyer

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

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10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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