Bankruptcy Law

Bankruptcy law questions? Ask a bankruptcy lawyer.

Ask a Lawyer,
Get an Answer ASAP!

I am currently in a achapter 13 bankruptcy in va and would…

Customer Question
I am currently in...

I am currently in a achapter 13 bankruptcy in va and would like to convert to a chapter 7 i need assistance

Lawyer's Assistant: What state are you in? And has anything been officially filed?

Virginia yes currently in a chapter 13 ..... i have until the 14th to convert to the 7

Lawyer's Assistant: Has anything been filed or reported?

Only the chapter 13 paperwork.... my lawyer already told them that we intend to convert to chapter 7 so they are waiting on the fee for conversion

Submitted: 1 month ago.Category: Bankruptcy Law
Show More
Show Less
Ask Your Own Bankruptcy Law Question
Customer reply replied 1 month ago
i am wanting to file the conversion pro se as the state fees are only $52 and the lawyer is charging me $1000.... i would liek to save money or at least pay a lawyer here to complete documents for me
Customer reply replied 1 month ago
Posted by JustAnswer at customer's request) Hello. I would like to request the following Expert Service(s) from you: Live Phone Call.
Customer reply replied 1 month ago
Let me know if you need more information, or send me the service offer(s) so we can proceed.
Answered in 22 minutes by:
3/12/2018
Bankruptcy Lawyer: Michael Bradley, Lawyer replied 1 month ago
Michael Bradley
Category: Bankruptcy Law
Satisfied Customers: 1,377
Experience: Owner at The Protection Group LLC
Verified

unfortunately this website does not represent clients but give legal advice

Here’s what happens with your paperwork and the process if you convert your case.

RELATED ADS

The petition and schedules. In most courts, the bankruptcy petition and forms that you filed for your Chapter 13 case become a part of your converted Chapter 7 case. However, you may have to amend some of the forms to list any debts you incurred after filing your Chapter 13 case (these can be discharged in your Chapter 7 case if they are otherwise dischargeable). And you’ll have to file another form, the Statement of Intention (this form tells the court what you plan to do with your secured debts.) A few courts require you to file a new set of schedules, even if nothing has changed.

Proofs of Claims. The creditors’ Proofs of Claims, if already filed, carry over to your Chapter 7 case.

The creditors’ meeting. You must attend another meeting of creditors, even if one was already held in your Chapter 13 case.

Exemptions. Some courts determine your exemptions as of the date you filed for Chapter 13 bankruptcy, while other courts determine them as of the date you convert to Chapter 7.

what district in VA?

Ask Your Own Bankruptcy Law Question
Customer reply replied 1 month ago
this answer was googled and copied and pasted to me..... wth
Bankruptcy Lawyer: Terry L., Attorney replied 1 month ago
Terry L.
Terry L., Attorney
Category: Bankruptcy Law
Satisfied Customers: 2,938
Experience: Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.
Verified

Hi there. I see that you opted out the other professional. I am a bankruptcy attorney. what question do you have about converting to chapter 7?

Ask Your Own Bankruptcy Law Question
Customer reply replied 1 month ago
i opted out of the other because he sent me a googled answer that i had previously read. basically i'm in a 13 and want to convert to a 7.... my state fees are $52 and the lawyer is charging me $1000...I don't want to pay that much as I have paid them a lot already...... i feel like i can do this on my own.... i have found the forms.... i just need guidence and can pay you if you can actually guide me through and help with forms
Bankruptcy Lawyer: Terry L., Attorney replied 1 month ago

So, you wiil have to file a notice of conversion or a motion to convert (depending on your jurisdiction) with the court and you will have to serve all of your creditors and trustee.

You will need to file amended schedules to update your budget (I&J).

You will need to file a statement of intent.

You can file a schedule of debts you incurred after the date of the chapter 13 thru the date of conversion.

Depending on your district, you may have to file an amended means test.

A chapter 7 trustee will be appointed. You will have to send them documents - usually tax returns, pay advices, bank statements, but this varies with the trustee.

This forum allows for us to provide you general information, we are not permitted to give you specific legal advice, that is why you would hire an attorney. The attorney can file the appropriate documents for you, verify you qualify for conversion and for chapter 7, then they will also attend your new 341 meeting, provide answers to your questions, negotiate reaffirmations with secured creditors, attend any subsequent motions in court for you as well. It is a good investment to pay the attorney to do this, as many issues can arise that the attorney can help you sidestep to avoid any problems or issues.

Let me know what questions you have. thanks

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: Terry L., Attorney replied 1 month ago

following up, do you have any other questions? let me know.

if not, it was a pleasure to assist you. if you could rate my answer, I'll get credit for answering, click accept below and then you can rate me. thanks! Terry

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: Terry L., Attorney replied 1 month ago

HI. Please click accept to close question and rate my answer if satisfied. If you have more questions, please let me know here and I'll be glad to answer. thanks. Terry

Ask Your Own Bankruptcy Law Question
Was this answer helpful?
Ask Terry L. Your Own Question
Terry L.
Terry L.
Terry L., Attorney
Category: Bankruptcy Law
Satisfied Customers: 2,938
2,938 Satisfied Customers
Experience: Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

Terry L. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Terry L.

Terry L.

Attorney

2,938 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

511 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

< Previous | Next >

Related Bankruptcy Law Questions
If I file for chapter 7 or 13 can the courts take/garnish my
if I file for chapter 7 or 13 can the courts take/garnish my state retirement pension. its all I will have to live off after this ??????? … read more
Terry L.
Terry L.
Attorney
2,938 satisfied customers
I may have to file chapter 7 bankruptcy. My debt is
I may have to file chapter 7 bankruptcy. My debt is primarily non consumer debt.[87%]. I was reading US Code 547 c 9 and was also told that since it a non consumer debts chapter 7 that i could transfe… read more
Andy4712
Andy4712
Attorney
Doctoral Degree
93 satisfied customers
In form Form 106A/ for Chapter 7. In any of the sections
In form Form 106A/B for Chapter 7.In any of the sections when they ask you : 1.) Current value of the entire property? 2.) Current value of the portion you own?What do I put for part 2?Example : Singl… read more
Andy4712
Andy4712
Attorney
Doctoral Degree
93 satisfied customers
I may have to file chapter 7 at some point in future. Both
HelloI may have to file chapter 7 at some point in future. Both my daughter and my son saved and I helped them buy vehicles. They paid for them. They are older used cars worth 2500 and 3500. Can I tra… read more
Alex J. Esq.
Alex J. Esq.
Managing Attorney
Doctoral Degree
2 satisfied customers
Ch 7 Means test for a family of 4 in PA.What is the monthly
Second opinion] Ch 7 Means test for a family of 4 in PA.What is the monthly limit and the Total Limit for the year?… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
804 satisfied customers
Ch 7 Means test for a family of 4 in PA. What is the monthly
Ch 7 Means test for a family of 4 in PA.What is the monthly limit and the Total Limit for the year?… read more
Andy4712
Andy4712
Attorney
Doctoral Degree
93 satisfied customers
In a chapter 7 bankruptcy if there is both a discharged tax
In a chapter 7 bankruptcy if there is both a discharged tax liability and a current tax liability and assets that the trustee will sell. Which tax liability will the proceeds from the sale go to first… read more
Terry L.
Terry L.
Attorney
2,938 satisfied customers
Another question? If a person filed chapter 7 bankruptcy and
Ok another question?If a person filed chapter 7 bankruptcy and remAins paying on vehicle through discharge on bankruptcy, if at some point I stop paying will they repo the vehicle. I know it's not on … read more
Ray
Ray
Lawyer
Doctoral Degree
32,061 satisfied customers
This is a chapter 7 question...the Debtor currently has a
This is a chapter 7 question...the Debtor currently has a garnishment that will be extinguished by the chapter 7 discharge...Does that garnishment still go on Schedule I? How would it be treated on th… read more
Terry L.
Terry L.
Attorney
2,938 satisfied customers
I hired an attorney in IL to file a Chapter 7 for me. Most
I hired an attorney in IL to file a Chapter 7 for me. Most of my LLC's are based in GA. I had since moved to IL for six months so filed in that state. I had a couple items that were sold and the credi… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
804 satisfied customers
I bought trustee deeds from a Chapter 7 bankruptcy trustee
I bought trustee deeds from a Chapter 7 bankruptcy trustee years ago, and the title of the properties are lised***** Anywhere, USA 12345 subject to the existing claims and creditors either known or un… read more
Damien Bosco
Damien Bosco
4,124 satisfied customers
My wife filed for chapter 7 recently she forgot to include
My wife filed for chapter 7 recently she forgot to include my income in the means test, and now that we add it it she does not pass … read more
Ray
Ray
Lawyer
Doctoral Degree
32,061 satisfied customers
If a husband files Chapter 7 bankruptcy, can the husband
If a husband files Chapter 7 bankruptcy, can the husband borrow money from the wife, after the 341 hearing but before the chapter 7 is discharged? … read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
804 satisfied customers
I just had my meeting of creditors. I just left a job and
I just had my meeting of creditors. I just left a job and wish to cash out my 401k. Do i need to wait until discharge date to do this? … read more
DrakeLAW
DrakeLAW
Juris Doctorate
1,037 satisfied customers
Regarding my chapter 7 ProSe on the Reaffirmation $2000
Regarding my chapter 7 ProSe on the Reaffirmation $2000 behind on payments, $6000 equity in car Obviously, we don't want to be Repo'd with all that equity.My husband went to the reaff hearing today an… read more
Terry L.
Terry L.
Attorney
2,938 satisfied customers
Regarding my chapter 7 Reaffirmation hearing tomorrow,
Regarding my chapter 7 Reaffirmation hearing tomorrow, husband is going without me. $2000 behind on payments, 6000 equity in car. When I try to talk to the people at "ascension capital" who do Cap1's … read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
804 satisfied customers
This is a Chapter 7 case. The Debtor signed a reaffirmation
This is a Chapter 7 case. The Debtor signed a reaffirmation agreement less than 60 days ago and now wants to rescind it...the case is about to close, discharge was ordered but case is open for adminis… read more
Terry L.
Terry L.
Attorney
2,938 satisfied customers
After a Chapter 7 Bankruptcy, an Equity loan was reaffirmed,
After a Chapter 7 Bankruptcy, an Equity loan was reaffirmed, but only by the husband. The wife never signed. Does this mean that the loan company now has lost consent? In her not reaffirming the loan … read more
Law Educator, Esq.
Law Educator, Esq.
Attorney At Law
Doctoral Degree
244 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x