Bankruptcy Law

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I filed through my attorney Chapter 7 bankruptcy for unsecured
I filed through my attorney Chapter 7 bankruptcy for unsecured credit card debt. Two weeks after attending my 341 Meeting of Creditors, I received a statement of presumed abuse letter from the US Bank… read more
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socrateaser
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Florida Resident - need Florida legal response. Retired
Florida Resident - need Florida legal response. Retired from military in Jun - Have military pension and VA Disability - have been unemployed except for a part-time adjunct job for six month that has … read more
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If a debtor who filed a chapter 13 BK in in August of 2010
If a debtor who filed a chapter 13 BK in in August of 2010 and is unable to afford the payments due to a change in financial circumstances can she file a chapter 7?… read more
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Debtor is a teacher who works 9 mos per year and receives no
Debtor is a teacher who works 9 mos per year and receives no income during the 3 mos she is on summer rest. Her annual income is $35,100, which comes out to $2,925 monthly. But if she files bankruptcy… read more
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Looking for an answer from an expert in California Law (Sacramento
Looking for an answer from an expert in California Law (Sacramento Courts preferable): I'm planning on filing and We make more than the median for my family size but when I fill out the Means test for… read more
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A debtor automatically passes the means test because her household
A debtor automatically passes the means test because her household income is below the state median. However, her monthly net income is $1,627.00. She has $390,000 in unsecured debt. In this situation… read more
Phillips Esq.
Phillips Esq.
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I am vetting attorneys to represent me in bankruptcy, but most
I am vetting attorneys to represent me in bankruptcy, but most want to push me into chapter 13. The latest one was very certain that I could NOT claim my girlfriend based on this lawyer's experience i… read more
KUMI95
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I am on disability and 3 - 2 years ago went thru a very difficult
I am on disability and 3 - 2 years ago went thru a very difficult divorce where I was completely honest w/ my attorney and told him I needed to receive enough in settlement to cover diswvorce expense … read more
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What is the threshold dollar limit to file for chapter 7 and
What is the threshold dollar limit to file for chapter 7 and then for chapter 13? We have a short sale situation from our prior questions and may need to pursue one of these options if Bank of America… read more
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I am trying to convert my Chapter 13 into a Chapter 7. Our
I am trying to convert my Chapter 13 into a Chapter 7. Our income has changed since filing Chapter 13, however we still have child support that made us unable to file Chapter 7 first. Do you take the … read more
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What is the difference between and Chapter 7 and a Chapter
What is the difference between and Chapter 7 and a Chapter 13 bankruptcy, and what are the chances of it being accepted if a judge has to accept it. And do you have to get an attorney to file this for… read more
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When i file Chapter 7 after maean test what happens to my
When i file Chapter 7 after maean test what happens to my income during the 2 or 3 month period do i have to give it to court ot trussty or does it still come to me?… read more
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My sister is about to file for divorce and she and her husband
My sister is about to file for divorce and she and her husband are also about to file bankruptcy. The attorney handling the bankruptcy told them that she can file chapter 7 but her husband makes too m… read more
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I am single, I have no depentants, and my gross income (based
I am single, I have no depentants, and my gross income (based on last 6 months pay stubs) is about $60000. I live in Florida. I know if I file bankruptcy, it will have to be chapter 13. I have a car t… read more
Terry L.
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My wife and I have approximately $175,000 in credit card debt(!).
My wife and I have approximately $175,000 in credit card debt(!). About $125,000 is hers, and the remaining $50,000 is mine. In order to protect my own credit history - I'm concerned about future empl… read more
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In calculating how much of our income should be paid to creditors,
In calculating how much of our income should be paid to creditors, does the Trustee take into account any mitigating circumstances? For example, in my own case, all of my debts were incurred before I … read more
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I filed a chapter 13 bankruptcy in 3/2004 and it was discharged
I filed a chapter 13 bankruptcy in 3/2004 and it was discharged in 6/2007. Due to some unfortunate events we are being garnished because we forgot to add these people. I was told by a friend that afte… read more
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I probably have to file for chapter 13 next year. I have 3
I probably have to file for chapter 13 next year. I have 3 rental properties. Two of which the banks have started the foreclosure process. I also have about $ 60,000 in credit card debt. I hear that t… read more
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Meet the Experts:

Terry L.

Terry L.

Attorney

2,760 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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