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I converted chapter 13 bankruptcy to chapter 7. will the
I converted chapter 13 bankruptcy to chapter 7. will the bankruptcy stay on my credit report for ANOTHER 10 years? … read more
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What happens if i have to default on a large sba business
what happens if i have to default on a large sba business loan for over 280,000? is bankruptcy an option? is there any way to keep my business? any way to keep any personal assets and if so what?… read more
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My credit report states: chapter 13 dismissed $0 balance
My credit report states: chapter 13 dismissed $0 balance April 10, 2010. can I dispute this?… read more
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I am verifying that a Chapter 13 that has been successfully
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Hello JA: When a person files bankruptcy how long does it
Hello JA: When a person files bankruptcy how long does it take from start to finish? If that is a fair question. Thanks, Dave… read more
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what recourse does my daughter have if she received incorrect
what recourse does my daughter have if she received incorrect advice and now her lawyer will not file her bankruptcy until she pays him more money. Her credit was good but now tanked because she stopp… read more
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I am trying to obtain a VA loan to purchase a house. I sign
I am trying to obtain a VA loan to purchase a house. I sign for an SBA loan that was discharged under a Chapter 7 BK. The discharge date was 3/25/2011. The BK was discharged 2 years ago. My loan offic… read more
Phillips Esq.
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my husband is in business for 30 plus years with partner in
my husband is in business for 30 plus years with partner in state of georgia. always meet obligations up until last year. keeping business alive barely. husband is 66 years old only means of income is… read more
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it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date
it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date of filing. where can i find this so i can jam it up equifax. they continue to report it even though it past the … read more
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I just met with a lawyer friday ready to start a bankrupty
I just met with a lawyer friday ready to start a bankrupty procedure he will determine by my info if it falls on 7 or 13 am i doing the right thing here ??… read more
Ellen
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I have about $60,000 in credit cards debt. Is there any correct
I have about $60,000 in credit cards debt. Is there any correct way to reduce this debt. I also have about $250,000 in SBA loan but the business is not doing well and not able to make payments. Is the… read more
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I have had an initial consultation w/one lawyer. If I remember
I have had an initial consultation w/one lawyer. If I remember right, I think he said I would have to file Chap 11? because of my income being a little higher anyways his assistant had told me that ye… read more
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If someone has a credit card debt over $40K and is not able
If someone has a credit card debt over $40K and is not able to pay the debt and at the same time is very possibly going to receive a $41K from a wrongful death action in the near future [5months or so… read more
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I have applied for a franchise with a multinational corporation.
I have applied for a franchise with a multinational corporation. One of the questions on the application is, "have you ever filed for bankruptcy?" Should I worry about revealing that I did in fact exp… read more
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I had planned on filing bankruptcy last year this time - ran into a few problems - (auto accident, house break-in, unemployed) and then suddenly sold the house - was still unemployed - bought a fixer-… read more
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My son is unemployed now and has credit card debt of nearly
My son is unemployed now and has credit card debt of nearly 15,000 and some other cell phone debt as well. The interest rate on his cards is now 27.24% and I seen no way out other than to file bankrup… read more
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My situation has 2 complications 1) Ive been self employed
My situation has 2 complications: 1) I've been self employed for last ten years. 2) I'm considering applying for Disability. Let me list some quick facts: INCOME: 1) I'm married. My wife makes $67K as… read more
JoeLawyer
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I have been in business since 1997. At one point had 27 employees
I have been in business since 1997. At one point had 27 employees - now have 4 (including myself). RBS (my business was a C corporation-last year I switched it to S corporation (this year will be the … read more
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Meet the Experts:

Terry L.

Terry L.

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JoeLawyer

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

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10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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