Bankruptcy Law

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First I guess I need to ask what this will cost? I have a
Hi - first I guess I need to ask what this will cost? I have a question(s) about bankruptcy … read more
socrateaser
socrateaser
35,655 satisfied customers
In 2009 we filed. 7 bankruptcy. One creditor that was listed
In 2009 we filed for Ch. 7 bankruptcy. One creditor that was listed in our bankruptcy was Sallie Mae. Those loans seemed to have survived through bankruptcy and I am shown to still owe them. This was … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
My husband and I started an LLC business last year. He got
My husband and I started an LLC business last year. He got some loans in his name only and then loaned the money to the business which has gone belly up. Can he file bankruptcy on his own or does my n… read more
socrateaser
socrateaser
35,655 satisfied customers
I am 36 years old, have no job, have not worked since January
I am 36 years old, have no job, have not worked since January 2012. Therefore,I have no income at all. Prior to that, I was out of work since June 2010. I have chronic migraines, have been through thr… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,589 satisfied customers
MY wife is going to end up having to file Chap7. We pass the
MY wife is going to end up having to file Chap7. We pass the means test for income as she's working part time and I'm unemployed. Two part question: I own two homes, that's not in her name, that I bou… read more
A.J.
A.J.
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Doctoral Degree
262 satisfied customers
This is a duplicate request/question. I used your site at about
This is a duplicate request/question. I used your site at about 6pm Sunday. I have dial-up and my ISP disconnected as the connection was idle too long (waiting my turn). I want to file for Chapter 7 b… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,066 satisfied customers
My husband and I have $115,000 equity in a residential rental
My husband and I have $115,000 equity in a residential rental property that is NOT our homestead, plan to surrender our home that we can no longer afford that is $70,000 undersecured, and have $70,000… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
I have credit card debt and student loan debt. I stopped
I have credit card debt and student loan debt. I stopped paying my credit cards more than a year ago. I was unemployed for a while, so I was not able to pay them. As for the student loans, I put my fe… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I would like to know what my rights are concerning student
I would like to know what my rights are concerning student loans and bankruptcy. Searching on the internet it looks like it's almost impossible to include student loans in bankruptcy. I was unable to … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,066 satisfied customers
hello. I have about 8,000 in credit card debt, and my husband
hello. I have about 8,000 in credit card debt, and my husband suggested that I file for bankruptcy cuz he doesn't want to pay my debt. I have an income of about $500 a month and would not be able to p… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
i am a permantly disabled veteran.I have at least 35,000.00
i am a permantly disabled veteran.I have at least 35,000.00 in credit card and finance company loans debt. Mostly due to helping my four adult children get started out in life and help their financial… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
I have two student loan payments that are above my ability
I have two student loan payments that are above my ability to pay in my budget. The penalties and interest have soared to an additional $5000 in four years. With Sallie Mae my $20,000 original loan is… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
I have a Defaulted Dept of Education loan in Florida. I was
I have a Defaulted Dept of Education loan in Florida. I was on a payment plan and missed a few payments due to family trouble and now they sent a letter to my employer to garnish my wages. Can a bankr… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
Thank you in advance for answering my question. I need advice
Thank you in advance for answering my question. I need advice from a lawyer. My sister & her husband have gotten themselves into some financial trouble. They are considering bankruptcy. His pay was cu… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I have $8500 in credit card debt from a single lender. I have
I have $8500 in credit card debt from a single lender. I have $23000 debt from student loans that has been consolidated with a private company. I have recently sold all assets of value (except my What… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Can a person file bankruptcy even though their credit is good
Can a person file bankruptcy even though their credit is good but there is a ton of it? I am 51 years old and have about $30,000 in credit card debt as well as a $33,000 student loan I would also like… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
My husband and I have co-signed loans for my daughters education
My husband and I have co-signed loans for my daughters education in nursing. She has been on a waiting list to finish her clinicals for 2 years and is hoping this year to start. She is working trying … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
DUE TO SOME SEVERE MONEY MISMANAGEMENT, AND FINANCIAL MISTAKES,
DUE TO SOME SEVERE MONEY MISMANAGEMENT, AND FINANCIAL MISTAKES, I HAVE $60,000 IN CREDIT CARD DEBT, AND $30,000 IN PRIVATE STUDENT LOANS. I HAVE ATTENDED SCHOOL FOR 2 YEARS, HOWEVER THE $30,000 UNCERT… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,772 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

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209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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