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Filing bankruptcy chapter 7, going through the reaffirmation
Filing bankruptcy chapter 7, going through the reaffirmation process with my mortgage company. I signed all documents, made the necessary changes. I was orignally agreed upon for 290 payments of aroun… read more
Terry L.
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Doctoral Degree
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I want to rescind a reaffirmation agreement for a leased
I want to rescind a reaffirmation agreement for a leased car, a car i am up to date on payments, i plan to keep the car, but want to leave the option open to give the car back since it was covered in … read more
Phillips Esq.
Phillips Esq.
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My husband has filed Bankruptcy on everything in his name but
My husband has filed Bankruptcy on everything in his name but did NOT file our car since its almost paid off and I as his wife is the main buyer on the account, he is simply the co-buyer. We also didn… read more
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Terry L.
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Chapter 7 Bankruptcy in Washington State Do I have the option
Chapter 7 Bankruptcy in Washington State Do I have the option to "reaffirm" my mortgage at some point in the bankruptcy process? If so, when is the latest I can do that? Does the bank pretty much dict… read more
Roger
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A debtors home is in foreclosure. The debtor has been trying
A debtor's home is in foreclosure. The debtor has been trying to negotiate a modification with the mortgage company, and it seems the mortgage company would like to do a modification. The debtor is no… read more
wallstreetfighter
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Need to file a motion to vacate a discharge for the purpose
Need to file a motion to vacate a discharge for the purpose of filing a reaffirmation agreement that was entered into prior to the discharge. The unsigned copy was filed in error. So, now that dischar… read more
cfortunato
cfortunato
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I have some questions about redemptions buring a chapter 7
I have some questions about redemptions buring a chapter 7 bankruptcy. One is the debtor or the debtor's attorney obligated to reach out to the creditor to negotiate a redemption or is it the creditor… read more
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Do mortgage lenders ALWAYS file motions to lift stay (MLS)
Do mortgage lenders ALWAYS file motions to lift stay (MLS) in chapter 7 bankruptcy in response to the automatic stay? I am current and in good standing on my mortgage payments. I will be that way when… read more
cfortunato
cfortunato
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My wife and I filed a chapter 7 bankruptcy approx 7 yrs ago.
My wife and I filed a chapter 7 bankruptcy approx 7 yrs ago. 4 mos into the filing process our bankruptcy attorney convinced my wife that chapter 13 protection was recommended due to us being 30 days … read more
wallstreetfighter
wallstreetfighter
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Ive filed for Chapter 7 bankruptcy in Florida. Im upside
I've filed for Chapter 7 bankruptcy in Florida. I'm upside down on my mortgage, current on my mortgage payments, and want to keep my home - mortgage payments (both first and 2nd) are about what rent w… read more
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My husband and I are looking at filing bankruptcy in NV for
My husband and I are looking at filing bankruptcy in NV for our credit card debt due to him being laid off from his job. We are in the middle of trying to modify our home loan. Should we wait until th… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
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I filed a chapter 7 on August 12-09 and I am trying to keep
I filed a chapter 7 on August 12-09 and I am trying to keep my house. I did not pay my July payment unitl 8-31 and paid my August payment on 9-18...So I am technically current. I am making my Septembe… read more
Terry L.
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Hello again, I seem to have messed up my former transaction!
Hello again, I seem to have messed up my former transaction! Do you still have my question in your system? Best regards Mickey LV, NV… read more
Terry L.
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If your denied chapter 13 and say you have to file chapter
If your denied chapter 13 and say you have to file chapter 7 can you still keep your house?… read more
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received motion to lift stay from mortgage company today...the
received motion to lift stay from mortgage company today...the same DAY i filed chapter 7 i rec'd a loan modification package. If i send in the loan modification with new payment amount...do you think… read more
VanDLaw
VanDLaw
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I have filed for chapter 7 bankruptcy pro se. My discharge
I have filed for chapter 7 bankruptcy pro se. My discharge date is 12/1/08 but still have not received reaffirmation papers from my mortgage company. how will this affect me. will i now lose my home ?… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,603 satisfied customers
I filed chapter 7 bankruptcy by myself(pro se). On 11/21/2008,
I filed chapter 7 bankruptcy by myself(pro se). On 11/21/2008, there will be trustee meeting. Since then, I got few question. 1) If I missed some credit card debt while I file bankruptcy on initially,… read more
VanDLaw
VanDLaw
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828 satisfied customers
I have a home in Las Vegas that I live in. I also have a home
I have a home in Las Vegas that I live in. I also have a home in Tennessee that I own, but my parents live in and take care of. I pay the mortgage on both homes. Unfortunately, with the ecomony the wa… read more
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VanDLaw
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Meet the Experts:

Terry L.

Terry L.

Attorney

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cortrightlaw

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JoeLawyer

JoeLawyer

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A.J.

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Fritz

Fritz

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Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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