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You answered my previous question about my mortgage held
You answered my previous question about my mortgage held jointly but I filed chapter 7 and did not reaffirm with the lender. You said I am all set since we continue to make payments. This led me to wo… read more
Phillips Esq.
Phillips Esq.
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California Chapter 7 bk discharged Aug 2013, Attorney said I
California Chapter 7 bk discharged Aug 2013, Attorney said I had to put my 1st TD mortgage in bk (to include all debts) even though I kept payments current before during and after bk. (I did not then … read more
Law Tutor, Esq.
Law Tutor, Esq.
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i declared chapter 7 in bankruptcy in 2009. i never
i declared chapter 7 in bankruptcy in 2009. i never reaffirmed my mortgage. I was current on my mortgage at the time. I am now facing a possible foreclosure. they never lifted the stay on the Bankrupt… read more
A.J.
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Good morning. I filed chapter 7 bankruptcy in 2003. I keep
Good morning. I filed chapter 7 bankruptcy in 2003. I keep my house and have made monthly payments. I call my mortgage company about a home equity loan or to refinance my house the interest is 6.75. T… read more
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Can I file chapter 7 to get rid of credit card debt and a second
Can I file chapter 7 to get rid of credit card debt and a second mortgage yet reaffirm my first mortgage? Mortgages = $195,000. House is worth between $120-135, 000… read more
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WebLaw: I filed a Personal Chapter 7 in the state of Florida.
WebLaw: I filed a Personal Chapter 7 in the state of Florida. My wife and I own our principal home (homestead) in tenancy by entireties. I received a request from Suntrust Bank to reaffirm my debt obl… read more
socrateaser
socrateaser
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I filed bankruptcy Chapter 7 in 2006 and it was discharged
I filed bankruptcy Chapter 7 in 2006 and it was discharged in 2006, however, I somehow did not properly reaffirm my house. I have lived in and continued to pay the mortgage on my home, though the paym… read more
cfortunato
cfortunato
J.D.
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Can my mother claim a bankruptcy on a reverse mortgage while
Can my mother claim a bankruptcy on a reverse mortgage while she is still alive so I can keep the house and not have to pay back the loan when she passes? I found this information but I don't fully un… read more
Phillips Esq.
Phillips Esq.
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In 05 I filed ch 13 without a reaffirmation of the mortagag
In '05 I filed ch 13 without a reaffirmation of the mortagage.Two weeks ago, after having missed two payments I received a notice saying," Our records show that your mortgage is in dafault. Our record… read more
Ray
Ray
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Re chapter 7 bankruptcy in Florida. I have large HELOC 2nd
Re: chapter 7 bankruptcy in Florida. I have large HELOC 2nd mortgage with Wells Fargo. I've filed for bankruptcy and have been trying to determine whether I should reaffirm the HELOC. It's low rate, t… read more
cfortunato
cfortunato
J.D.
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I filed Chapter 7 bankruptcy in Florida. I want to keep the
I filed Chapter 7 bankruptcy in Florida. I want to keep the home, am current on mortgage payments. House value is @$250k, 1st mortgage balance is @140k and HELOC with Wells Fargo is @$150k. Since "any… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Ive filed for Chapter 7 bankruptcy in Florida. Im upside
I've filed for Chapter 7 bankruptcy in Florida. I'm upside down on my mortgage, current on my mortgage payments, and want to keep my home - mortgage payments (both first and 2nd) are about what rent w… read more
Ellen
Ellen
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Doctoral Degree
21,737 satisfied customers
I filed a chapter 7 in Dec.,2001. I continued making mortgage
I filed a chapter 7 in Dec.,2001. I continued making mortgage payments on time for over 8 and a half years, and I still am. I have recently been trying to increase my credit score. Since the home is a… read more
Phillips Esq.
Phillips Esq.
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JD
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My house is worth approximately $188,000.00. When I originally
My house is worth approximately $188,000.00. When I originally purchased my home in November 2006 it was financed through an 80/20 mortgage loan. I currently owe $160,950.42 on my 1st mortgage and $50… read more
cfortunato
cfortunato
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If i qualify for chapter 7, will be able to keep my house and
If i qualify for chapter 7, will be able to keep my house and if possible modify the loan on my primary house and forgo the other house. That is if i qualify for chapter 7… read more
socrateaser
socrateaser
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i have 2 loans im modifying the first the 2nd is a heloc that
i have 2 loans i'm modifying the first the 2nd is a heloc that has been discharged in Oct. I filed bankruptcy and that's been discharged on the 2nd of December. If I modify the first loan can the bank… read more
Roger
Roger
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Doctoral Degree
27,041 satisfied customers
I AM IN THE MIDDLE OF BANKRUPTCY CHAPTER 7. I HAVE THE INTENTION
I AM IN THE MIDDLE OF BANKRUPTCY CHAPTER 7. I HAVE THE INTENTION OF RETAINING MY HOUSE. I AM ABOUT $120,000.00 BEHIND IN MORTGAGE PAYMENTS. I AM NEGOTIATING WITH THE MORTGAGE BANK A LOAN MODIFICATION … read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
11,809 satisfied customers
I filed chapter 7 joint with my spouse. We were discharged
I filed chapter 7 joint with my spouse. We were discharged July 22, 2009. During the bankruptcy my husband and I decided to modify the mortgage. We met up with Ticktin law group who reviewed our closi… read more
Terry L.
Terry L.
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Doctoral Degree
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Meet the Experts:

Terry L.

Terry L.

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cortrightlaw

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JoeLawyer

JoeLawyer

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A.J.

A.J.

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Fritz

Fritz

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Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

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141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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