Bankruptcy Law

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Related Bankruptcy Law Questions
We live in Nevada. We filed a chapter 7 in 2012. The
We live in Nevada. We filed a chapter 7 in 2012. The Bankruptcy is still open. Our return checks expired and had to be reissued by IRS. We had 2 tax returns with refunds totaling approx $50k. The trus… read more
Ray
Ray
Lawyer
Doctoral Degree
47,607 satisfied customers
My husband & I have been forced to file chapter 7 and we
My husband & I have been forced to file chapter 7 and we both receive VA Comp. & Social Security. We have debts owed to our bank that are part of the bankruptcy and our income is automatically deposit… read more
Attorney2020
Attorney2020
Lawyer
2,480 satisfied customers
My Chapter 7 bankruptcy was discharged in Aug of 2013. I got
Hi,my Chapter 7 bankruptcy was discharged in Aug of 2013.I got an alert from my credit card credit tracker today and opened the alert and it showed me that yesterday, Navy Federal Credit Union reporte… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,137 satisfied customers
I have a question about a second mortgage on my primary residence.
I have a question about a second mortgage on my primary residence. I got a second on the property in 2004. The mortgage company for the 2nd (same as the 1st) put it into collections after I couldn't k… read more
Attorney2020
Attorney2020
Lawyer
2,480 satisfied customers
i filed bankruptcy in 2009 it was chapter 7 discharged i live
i filed bankruptcy in 2009 it was chapter 7 discharged i live in illinois i want to let my home go i wanted to affirm the mortgage but the bank didn't what to give me a affirmation agreement so on my … read more
socrateaser
socrateaser
35,663 satisfied customers
I am currently in a Chapter 13 bankruptcy that is set to be
I am currently in a Chapter 13 bankruptcy that is set to be discharged on November 1st. When I filed 5 years ago, my National City account had overdraft protection that was attached to my checking acc… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I have two checking accounts (two different credit unions).
I have two checking accounts (two different credit unions). Both accounts provided privilege checking which would allow me to overdraft the account by $500 and $750, respectively, and not incur a fee … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
When we filed for divorce it was stipulated in the divorce
When we filed for divorce it was stipulated in the divorce decree which bills each of us was responsiblie for. I have paid on all of my debts or removed his name so he was not heal responsibile. I now… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,137 satisfied customers
In the state of Maryland since the bankruptcy 7 was discharged
In the state of Maryland since the bankruptcy 7 was discharged in 2009 is it legal for the creditor to continue updating the credit bureaus on a monthly basis(recently as 8/11) saying bankruptcy disch… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,137 satisfied customers
If I claim chapter 7 now and if my wife has to file sometime
If I claim chapter 7 now and if my wife has to file sometime down the road will she have to do the combined income test that I am going through now?… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,994 satisfied customers
My wife and I are seniors on SS disability with a small VA
My wife and I are seniors on SS disability with a small VA pension. We have lived in AZ for 7+ yrs. Three years ago joined a class suit against house builder for construction defects. Experts identifi… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I am waiting for my Chapter 7 BK to be discharged and I just
I am waiting for my Chapter 7 BK to be discharged and I just received "Notice of Hearing" from a local court house for collection from one of the creditors that I listed under the BK. This same credit… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,137 satisfied customers
1)Since the foreclosure process could take quite some time
1)Since the foreclosure process could take quite some time should we wait for awhile to declare bankruptcy? We do not have any assets to speak of as we still owe on our cars and have no investments? 2… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,775 satisfied customers
I filed bankruptcy at the beginning of Jan 2009 and was discharged
I filed bankruptcy at the beginning of Jan 2009 and was discharged april 15 2009. During my meeting with the trustee I had to "sign over" a personal injury lawsuit to him after previously being told t… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Credit Union related question in Michigan, please pass this
Credit Union related question in Michigan, please pass this on if you don't know, as my bankruptcy attorney still cannot answer: I filed for Chapter 7 in Michigan and was released in 05 or 06/2009. Th… read more
socrateaser
socrateaser
35,663 satisfied customers
I am in Naples Fl and have a Illinois Corporation which I am
I am in Naples Fl and have a Illinois Corporation which I am probably going to have to file bankruptcy. I have also signed personal guarantees which would mean a personal filing also. Is their an atto… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I live in Texas. I have a credit card account that I defaulted
I live in Texas. I have a credit card account that I defaulted on many years ago when I was unable to work due to illness. I have not made a payment in over 9 years. I have heard that this should no l… read more
CALawyer
CALawyer
Attorney
Juris Doctor
1,622 satisfied customers
I had sent my credit union a copy of my bankruptcy to release
I had sent my credit union a copy of my bankruptcy to release the lien on my automobile. They say they don't have to release the lien. Wanting to know is that the law.… read more
Law Girl
Law Girl
Attorney
Doctoral Degree
153 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,775 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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