Bankruptcy Law

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I live in IL and filed bankruptcy chapter 7 on my own (i do
I live in IL and filed bankruptcy chapter 7 on my own (i do regret it now), was going to reaffirm my car loan but did not sign any documents. Case was dismissed and the following week i amended my sta… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
Regarding my chapter 7 Reaffirmation hearing tomorrow,
Regarding my chapter 7 Reaffirmation hearing tomorrow, husband is going without me. $2000 behind on payments, 6000 equity in car. When I try to talk to the people at "ascension capital" who do Cap1's … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
My home was discharged in my chapter 7 back in May of 2013.
My home was discharged in my chapter 7 back in May of 2013. I did not reaffirm the loan. I sense then have remained current on mortgage payments and remain in the home. I would like to buy a new house… read more
DrakeLAW
DrakeLAW
Juris Doctorate
1,038 satisfied customers
My ex-husband is in Colorado and is filing chapter 7
My ex-husband is in Colorado and is filing chapter 7 bankruptcy. This is after he filed a chapter 13 bankruptcy 10 years ago He has his own truck that I am not signed on and the payment is 490 a month… read more
DrakeLAW
DrakeLAW
Juris Doctorate
1,038 satisfied customers
hello, I am in a bad financial situation and considering bankruptcy.
hello, I am in a bad financial situation and considering bankruptcy. What I would like to know is how that would affect the car that I have finance? I'm currently behind on my payments but have been t… read more
A.J.
A.J.
Attorney
Doctoral Degree
262 satisfied customers
Im still in the same situation. And Im not sure how to proceed.
I'm still in the same situation. And I'm not sure how to proceed. I have a mortgage and a home equity loan. However after my wife declared bankruptcy we were advised by our BK lawyer to no reaffirm th… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
We filed chapter 7 it was discharged in 8/2012. This is my
We filed chapter 7 it was discharged in 8/2012. This is my question. We decided during the filing for chapter 7 to keep the house, Recently we were offered a modification loan (from our mortgage compa… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
Question, I took out a equity line in the year 2000 for $25,000
Question, I took out a equity line in the year 2000 for $25,000 and I was not informed there was a deed of trust with this equity line. We filed for bankruptcy chapter 7 and it was discharged in 2007.… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I filed chapter 7 a year ago and was discharged from my debt
I filed chapter 7 a year ago and was discharged from my debt obligations in August. I elected not to reaffirm my principal mortgage agreement nor my home equity loan. My spouse is a co-owner (tenancy … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
WebLaw: I filed a Personal Chapter 7 in the state of Florida.
WebLaw: I filed a Personal Chapter 7 in the state of Florida. My wife and I own our principal home (homestead) in tenancy by entireties. I received a request from Suntrust Bank to reaffirm my debt obl… read more
socrateaser
socrateaser
35,671 satisfied customers
My wife and I have a mortgage, an equity line(fixed), a car
My wife and I have a mortgage, an equity line(fixed), a car payment, a credit card, and I cannot find a job...my wife does not make enough to even meet basic needs....our questions is, what would happ… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
I filed a chapter 7 in Dec.,2001. I continued making mortgage
I filed a chapter 7 in Dec.,2001. I continued making mortgage payments on time for over 8 and a half years, and I still am. I have recently been trying to increase my credit score. Since the home is a… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
I had a chapter 7 in 2003 before i got married. Married now,
I had a chapter 7 in 2003 before i got married. Married now, husband lost job 1.5 years ago. we need to file chapter 7. is this possible with mine chapter 7 in march 2003… read more
socrateaser
socrateaser
35,671 satisfied customers
Husband and wife file chapter 7 bankruptcy. Their house was
Husband and wife file chapter 7 bankruptcy. Their house was in modification at the time of the bankruptcy filing and of course, that went away. The bankruptcy case already been closed. House is in arr… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,780 satisfied customers
My sister is about to file for divorce and she and her husband
My sister is about to file for divorce and she and her husband are also about to file bankruptcy. The attorney handling the bankruptcy told them that she can file chapter 7 but her husband makes too m… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,333 satisfied customers
i have 2 loans im modifying the first the 2nd is a heloc that
i have 2 loans i'm modifying the first the 2nd is a heloc that has been discharged in Oct. I filed bankruptcy and that's been discharged on the 2nd of December. If I modify the first loan can the bank… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,044 satisfied customers
I earn $38,500 per year. My wife earns $80,000 per year.
I earn $38,500 per year. My wife earns $80,000 per year. She is in jeopardy of losing her job due to current economic conditions...owner may walk away from his investment. Owe $240,000 on home, vehicl… read more
Maverick
Maverick
Doctoral Degree
6,903 satisfied customers
My fiance is looking into filing bankruptcy. We are getting
My fiance is looking into filing bankruptcy. We are getting married in 2 weeks. We own a home together (@150k). He has a home in his name from a previous marriage (@350k) and her car is still in his n… read more
JoeLawyer
JoeLawyer
Attorney
Juris Doctorate
376 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,780 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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