Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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As a general rule, yes. Money in any kind of credit union or bank can be garnished.
There are some exceptions, such as the IRS approved College Savings plans or Medical Savings plans, but if it is just a checking account or a savings account then it can be garnished.
The experts don't have anything to do with the billing but since you never issued your Positive Rating after my correct answer then you would have to contact customer service about the issue. I understand there is a link somewhere on your page to contact them.