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Law Tutor, Esq.
Law Tutor, Esq., Attorney
Category: Bankruptcy Law
Satisfied Customers: 165
Experience:  N/A
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It's been 7 years since I filed bankrupty ... how do you get

Customer Question

It's been 7 years since I filed bankrupty ... how do you get this removed from your credit reports?
Submitted: 1 year ago.
Category: Bankruptcy Law
Expert:  Law Tutor, Esq. replied 1 year ago.

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Do you have a copy of your discharge order and list or creditors?

Expert:  Law Tutor, Esq. replied 1 year ago.

Chapter 7 bankruptcy filings stay on a debtor's credit report for 10 years. A Chapter 13 bankruptcy filing stays on a debtor's credit report for 7 years. If the credit reporting agencies fail to remove the bankruptcy filing by the 7 or 10-year mark, the discharge order and list of creditors should be sent to the credit reporting agencies, along with a cover letter asking them to correct and update the information. I hope this helps.

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Expert:  Law Tutor, Esq. replied 1 year ago.

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