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In Laymen's tern what is, concerning bankruptcy law,11
Good afternoon, In Laymen's tern what is , concerning bankruptcy law,11 U.S.C, 1324(a)? I am accreditor in this case. It states on docket this debtors plan was not made in good faith to comply with Ch… read more
Terry L.
Terry L.
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Doctoral Degree
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I filed CHAP 7 on JULY 28. I still need to complete my SCHED
I filed CHAP 7 on JULY 28. I still need to complete my SCHED A through J by today. Our house was sold at auction on July 15 and we are still awaiting disbursement of excess funds totaling $61,900. I f… read more
Terry L.
Terry L.
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I googled on nolo and it says if I convert to chapter 7..either
I googled on nolo and it says if I convert to chapter 7..either the trustee could sell my house to pay my debtors if there is sufficient equity (which there isnt) or my mortgage company can ask the tr… read more
Phillips Esq.
Phillips Esq.
Attorney
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I filed chap 7 Dec 5, 2012 and was given discharge of all debts
I filed chap 7 Dec 5, 2012 and was given discharge of all debts two weeks ago. But there was one debt that had filed a adversariel action so it was not. It was a car company that wants more than just … read more
socrateaser
socrateaser
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Hello, (1)Debtors Ist mortgage raised their monthly payments
Hello, (1)Debtors Ist mortgage raised their monthly payments by more than $1,000 before confirmation hearing. thus debtors does not have a workable chap. 13 plan and is in the "red" monthly. Debtors p… read more
cfortunato
cfortunato
J.D.
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I am looking for legal advise. Forclosure sale set back got
I am looking for legal advise. Forclosure sale set back got 1.5 week. Lost Chap 7 protection last week. My attorney has given up. Am 3 months behind. Bank is demanding all past delinquent fees and pen… read more
cfortunato
cfortunato
J.D.
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Debtors in CA are scheduled to have a chapter 13 confirmation
Debtors in CA are scheduled to have a chapter 13 confirmation hearing the next two days, bec. of incomplete declarations and substantial increase in mortgage payment to lender starting next month wher… read more
cortrightlaw
cortrightlaw
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I am currently in a Chapter 13 bankrupcy. I bought my home
I am currently in a Chapter 13 bankrupcy. I bought my home new in Cape Coral FL 7 yrs ago for $217K it is now worth $80K I have been struggling to pay morgage, car, and bankrupcy pmts so have decided … read more
wallstreetfighter
wallstreetfighter
Attorney
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A chapter 7 bk was filed here in L.A. CA. and the debtors received
A chapter 7 bk was filed here in L.A. CA. and the debtors received a notice from the U.S. Trustee, that because of inconsistencies with the means test and Schedule I and J (the gross income was entere… read more
cfortunato
cfortunato
J.D.
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i live in louisiana and we didnt kinow that we were suppose
i live in louisiana and we didn't kinow that we were suppose to give all of our tax refund back to bankruptcy. chap 13. last year my husband had a bad accident and at the time didn't have insurance an… read more
Phillips Esq.
Phillips Esq.
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Im in a chap 13 from a Chapter 7 because of equity in house.
I'm in a chap 13 from a Chapter 7 because of equity in house. I have made 6 monthly payments of $960 and cannot make payments because of lost income. Chap 13 Trustee filed a motion to dismiss, and my … read more
Ellen
Ellen
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Doctoral Degree
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Im in a chap 13 from a 7 because of equity in house, and
I'm in a chap 13 from a 7 because of equity in house, and cannot make payments because of lost income. Trustee filed a motion to dismiss, my counsel said the chap 7 trustee can force me back into a 7 … read more
wallstreetfighter
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I live in Illinois, because of unemployment I cannot afford
I live in Illinois, because of unemployment I cannot afford to pay the entire amount of the Chap 13 payments. I received a letter from 13 trustee stating a motion to dismiss has been filed Is there an… read more
Terry L.
Terry L.
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Doctoral Degree
2,772 satisfied customers
Chapter 7. Connecticut. Trustee declares that the real property
Chapter 7. Connecticut. Trustee declares that the real property is not going to generate enough amount in the liquidation to fully pay the mortgage holder. The mortgage holder files motion against aut… read more
Brent Blanchard
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I filed Chap 13 in April 2010. I never went to the Creditors
I filed Chap 13 in April 2010. I never went to the Creditors or confirmation hearing, but did file the whole package. I did this mainly to stall foreclosure. It is October and the BK court never has d… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
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I filed a Chapter 7 when counsel should have advised a Chapter
I filed a Chapter 7 when counsel should have advised a Chapter 13 it is equity in the property. The trustee wanted to sell house, but then I converted to a Chapter 13. I cannot afford the monthly paym… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
How do I keep my home in Chapter 13 after job lost
Wife and I filed chapter 13 in Nov. 2007 in Indianapolis, IN. We both lost our jobs do to economy/lack of work in early 2009. At that time we had never been late on our mortgage, contacted our bank, t… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Having a hard time with my attorney-filed ch 13 in Jan of this
Having a hard time with my attorney-filed ch 13 in Jan of this year, fell short on our July payment (due to the floods in IA). I have been emailing and calling my attorney since June 2 and have had on… read more
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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A.J.

A.J.

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Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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