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December 2013 I filed Chapter 13 bankruptcy. In Richmond,
December 2013 I filed Chapter 13 bankruptcy. In Richmond, VA. My original attorney left and passed away shortly after my Chapter 13 was filed. Another attorney took over my case, whom I met with brief… read more
Phillips Esq.
Phillips Esq.
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Roger, if I file a Chapter 13 bankruptcy, does that mean my
Roger, if I file a Chapter 13 bankruptcy, does that mean my debt on the house (home equity) is cancelled? thanks, Tanya… read more
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I am in a chapter 13 bankruptcy in Northern Georgia. I am also
I am in a chapter 13 bankruptcy in Northern Georgia. I am also going through a mortgage modification. The servicer sent a copy of the modification proposal to the court. If the proposal was approved d… read more
socrateaser
socrateaser
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I am in Chapter 13 making massive payments I cant sustain.
I am in Chapter 13 making massive payments I can't sustain. I have just learned that my loan was a Mers loan and my lender Wells Fargo is involved in a National Mortgage Settlement suit. Can I pursue … read more
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A debtor filed Chapter 13 bankruptcy for the main purpose of
A debtor filed Chapter 13 bankruptcy for the main purpose of halting the foreclosure process that had started on his home. The debtor had been trying to get a loan modification approved with the mortg… read more
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Im going to try to have the second stripped on my bankruptcy.
I'm going to try to have the second stripped on my bankruptcy. I'm also going to try to have my first loan remodifed through making home affordable program. Do you have a suggestion which one I should… read more
JoeLawyer
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Bank Of America has assigned us an " account Manager". We call
Bank Of America has assigned us an " account Manager". We call this person everyday,get his voicemail , and he has not returned our call. Our house is about to go into forclosure with the auction set … read more
Ellen
Ellen
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In 2005 we filed for chapter 13. The lawyer we hired to take
In 2005 we filed for chapter 13. The lawyer we hired to take care of our case was "released" from he partnership he was practicing with and our case was taken over by another lawyer in the firm but wa… read more
Terry L.
Terry L.
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i WAS INFORMED THAT MY HOUSE IS NOW THE SUBJECT OF FORECLOSURE
i WAS INFORMED THAT MY HOUSE IS NOW THE SUBJECT OF FORECLOSURE PRECEDINGS. i HAD GOT BEHIDE IN MY MORTGAGE BECAUSE MY HUSBANDHAD GOTTEN LAYEDOF WORK, AND WE HAD A FEW FINANCIAL SET BACKS. wE AT THAT T… read more
Ellen
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I filed for bankruptcy about a year and a half ago chapter
I filed for bankruptcy about a year and a half ago chapter 7 can I file for chapter13 to get rid of my second mortgage since the house is underwater. I bought it for 375 thousand and now it is woth ab… read more
wallstreetfighter
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My loan modification was closed because I was behind on two
My loan modification was closed because I was behind on two paymments. I got into a serious of car issues that required lump sums of money. I still have the income to cover the mortgage. When I called… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
My daughter is facing foreclosure. She filed all the papers
My daughter is facing foreclosure. She filed all the papers for modification months ago, and would definitely qualify. But Wells Fargo doesn't answer the phone. . . is there anything she can do?… read more
Ellen
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Doctoral Degree
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If my house is pending a forclosure sale and then I file for
If my house is pending a forclosure sale and then I file for bankruptcy: 1) Does that stop the house from going on foreclosure sale? 2) Does filing for bankruptcy works negatively for the home owner, … read more
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Doctoral Degree
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I own a home in the state of Washington. My girl friend a I
I own a home in the state of Washington. My girl friend a I or both on the loan application. I applied for a loan modification with my lender. I was told at first that we didn't qualify because we mad… read more
Ellen
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We bought our house in 1989, and kept the payments going for
We bought our house in 1989, and kept the payments going for nineteen years, last year the bottom fell out of my husband's small carpenter contractor business, we were unable to keep up. He also took … read more
Ellen
Ellen
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My house is scheduled for auction on March 2, 2010. We have
My house is scheduled for auction on March 2, 2010. We have been working with the bank for a loan modification and still have no answer. I need to stop the sale. Is there enoungh time to file Chapter … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I have a 1st mortgage on my home which is upside down by 100k.
I have a 1st mortgage on my home which is upside down by 100k. I reside in Florida. I was informed by another attorney that if I dont short sale my home and file Chapter 13 instead I could surrender m… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I havent made a payment due to hardship for 8 months now.
I havent made a payment due to hardship for 8 months now. I have been working with my bank for the past 2 months but they have been unwilling to offer a workable solution and my home goes up for sale … read more
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Ellen
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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