Bankruptcy Law

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Related Bankruptcy Law Questions
You answered my previous question about my mortgage held
You answered my previous question about my mortgage held jointly but I filed chapter 7 and did not reaffirm with the lender. You said I am all set since we continue to make payments. This led me to wo… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,474 satisfied customers
I was the defendant in a Fulton County Civil Case, ruled
Hello, I was the defendant in a Fulton County Civil Case, ruled upon in Oct 2010. The plaintiff was my domestic partner from 2002 until 2009. Post-trial, I filed Chapter 7 bankruptcy, and debts were d… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,782 satisfied customers
we filed bankruptcy 3 years ago which was just discharged.
we filed bankruptcy 3 years ago which was just discharged. Early in the bankruptcy we took back responsibility of a rental property we owned. We didn't realize how long the bankruptcy would take, and … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I became disabled and had to file bankruptcy because I couldnt
I became disabled and had to file bankruptcy because I couldn't work. I excluded the house and my truck with the intention of continuing to pay. I paid the truck off. But found the house was still too… read more
JoeLawyer
JoeLawyer
Attorney
Juris Doctorate
376 satisfied customers
I received a chapter 7 discharge in 2010 with an intent to
I received a chapter 7 discharge in 2010 with an intent to reaffirm my mortgage loan. I never did reaffirm it with the bank but kept paying my payments. I was behind on my taxes and the city started t… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We filed chapter 7 in October 2009 and it was discharged in
We filed chapter 7 in October 2009 and it was discharged in Feb 2010. We did not sigh a reaffirmation agreement with our mortgage lender, but have have continied to make the payments. We are now both … read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,662 satisfied customers
We filed chapter 7 it was discharged in 8/2012. This is my
We filed chapter 7 it was discharged in 8/2012. This is my question. We decided during the filing for chapter 7 to keep the house, Recently we were offered a modification loan (from our mortgage compa… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,474 satisfied customers
This involves a Chapter 7 Bankruptcy case. The debtors case
This involves a Chapter 7 Bankruptcy case. The debtor's case closed about 5 days ago and the debtor received a discharge. While the case was active, the debtor elected to reaffirm the residence. Such … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
If I had a ch 7 bankruptcy discharged and my primary residence
If I had a ch 7 bankruptcy discharged and my primary residence is part of it and I can no longer keep up, is it worth short-sale or just walk away? Is there any liability or credit score hit? Also ban… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I have filed bankruptcy in 2008 and discharged in Nov. 2009.
I have filed bankruptcy in 2008 and discharged in Nov. 2009. My primary residence was part of the bankruptcy but I continue to live in it and am not behind in payments yet. If I can't pay it anymore a… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I live in Pennsylvania, finalized Chapter 7 Bankruptcy in April
I live in Pennsylvania, finalized Chapter 7 Bankruptcy in April but did not reaffirm and did not sign a new contract for our mortgage in the form of the loan modification that was with it. We are soon… read more
Roger
Roger
Attorney
Doctoral Degree
32,136 satisfied customers
I live in Arizona. In 2007 I filed for Chapter 7 bankruptcy.
I live in Arizona. In 2007 I filed for Chapter 7 bankruptcy. It was discharged in 2008. I had a first and second mortgage which are being reported on my credit report as discharged in the BK. However,… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,474 satisfied customers
If I reaffirmed my 1st mortgage in a chapter 7 bankruptcy and
If I reaffirmed my 1st mortgage in a chapter 7 bankruptcy and now decided to walk from the home will I be liable for the debt. I live in California who has some protection over deficiency debt on 1st … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,474 satisfied customers
we recently went through bankrupcy and we did not include
we recently went through bankrupcy and we did not include propert or mobil home in it in Ga. our nephew was living there and makin the payments. we can not pay for it . what are our options now? we li… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
I had a chapter 7 bankruptcy granted in August of 2002. At
I had a chapter 7 bankruptcy granted in August of 2002. At that time I had 3 mortgages on my residence. I only reaffirmed with two of the mortgae holders,as advised by counsel, as he felt the thrid on… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Husband and wife file chapter 7 bankruptcy. Their house was
Husband and wife file chapter 7 bankruptcy. Their house was in modification at the time of the bankruptcy filing and of course, that went away. The bankruptcy case already been closed. House is in arr… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,782 satisfied customers
We just received our discharge for chapter 7. We have three
We just received our discharge for chapter 7. We have three mortgages on our home. The first (205,000) is current and includes our tax payment. The second (53,000) is four months behind as we could no… read more
JoeLawyer
JoeLawyer
Attorney
Juris Doctorate
376 satisfied customers
I filed bankruptcy chpt 7 almost 4 years ago and reaffirmed
I filed bankruptcy chpt 7 almost 4 years ago and reaffirmed on my home. Now I am 2500 behind. If I sign this back over to the bank will they come after me for the balance? I do have a piece of rental … read more
JoeLawyer
JoeLawyer
Attorney
Juris Doctorate
376 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,782 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

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209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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