Bankruptcy Law

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I have two separate legal questions: BOTH concern debt but
I have two separate legal questions: BOTH concern debt but one concerns Bankruptcy laws--specifically BK debt and an atty responsibilities if I file chapter 7. 1) If I file chapter 7 and I ask the att… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
I file a chapter 13 in 2005 it was converted to a chapter 7
I file a chapter 13 in 2005 it was converted to a chapter 7 in 2009. A couple of new creditor was added to the chapter 7. I file under the old bankruptcy laws. The new creditors sold the accounts whil… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
Does a Chapter 13 in Minnesota come off our credit report in
Does a Chapter 13 in Minnesota come off our credit report in 7 or 10 years? I thought a Ch 13 was 7 years and a 7 was 10 years. Please advise.… read more
LawTalk
LawTalk
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Juris Doctor
27,567 satisfied customers
My Chapter 7 bankruptcy was discharged in Aug of 2013. I got
Hi,my Chapter 7 bankruptcy was discharged in Aug of 2013.I got an alert from my credit card credit tracker today and opened the alert and it showed me that yesterday, Navy Federal Credit Union reporte… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,081 satisfied customers
i filed bankruptcy in 2009 it was chapter 7 discharged i live
i filed bankruptcy in 2009 it was chapter 7 discharged i live in illinois i want to let my home go i wanted to affirm the mortgage but the bank didn't what to give me a affirmation agreement so on my … read more
socrateaser
socrateaser
35,656 satisfied customers
My attorney filed 2 of my private TERI loans into a chapter
My attorney filed 2 of my private TERI loans into a chapter 7 bankruptcy in 2009 leaving my Federal School loan out of it in the unsecured priority claims. The TERI were under unsecured non-priority c… read more
socrateaser
socrateaser
35,656 satisfied customers
State of Florida. Joint Credit Card / Divorced Couple. Wife
State of Florida. Joint Credit Card / Divorced Couple. Wife is Primary Borrower with Ex-husband's name still listed on the account as co-borrower. Wife has been the only one using the account for 8 ye… read more
Paul K, Esq.
Paul K, Esq.
Attorney
141 satisfied customers
I continue to be denied employment for my Chapter 13 bankruptcy
I continue to be denied employment for my Chapter 13 bankruptcy which is a result of being laid off. It is always the single factor my denial. This has continued for three years and I will have a degr… read more
Fritz
Fritz
Attorney
209 satisfied customers
it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date
it seem the law of frca 2009 says chapter 13 goes off a credit report 7 years from date of filing. where can i find this so i can jam it up equifax. they continue to report it even though it past the … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Im thinking about filing bankruptcy, chapter 7. Will I have
I'm thinking about filing bankruptcy, chapter 7. Will I have to close out my credit cards that don't have a balance? Are you allowed to keep those accounts open that have no balance?… read more
cortrightlaw
cortrightlaw
Attorney
Doctoral Degree
513 satisfied customers
A Debtors chapter 11 bankruptcy case has been confirmed and
A Debtor's chapter 11 bankruptcy case has been confirmed and a Final Decree (not discharge) has been ordered by the court (though technically the case has not been closed). A creditor, whose mortgage … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
In the state of Maryland since the bankruptcy 7 was discharged
In the state of Maryland since the bankruptcy 7 was discharged in 2009 is it legal for the creditor to continue updating the credit bureaus on a monthly basis(recently as 8/11) saying bankruptcy disch… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,081 satisfied customers
If a person files for Chapter 7 Bankruptcy, what happens to
If a person files for Chapter 7 Bankruptcy, what happens to credit cards that have no debt against them? Can a person keep them to use after Bankruptcy?… read more
socrateaser
socrateaser
35,656 satisfied customers
If I declared chapter 7 bankruptcy and it was discharged in
If I declared chapter 7 bankruptcy and it was discharged in June of last year, would my private student loan of $50,000 be included? Before the bankruptcy my loan was through Chase and then went into … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,081 satisfied customers
My question regards bankruptcy. I want to know if my corporation
My question regards XXXXX XXXXX want to know if my corporation would qualify. It is a corporation. I am assuming that I would file a Chapter 7. The corp has a long standing negative cash flow. It is p… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I filed chapter 7 bankruptcy about 3 years ago, and everything
I filed chapter 7 bankruptcy about 3 years ago, and everything was discharged and the case was closed, and recently noticed that I left out 3 creditors (2 cell phone companies, and a dentist bill) all… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
In 2004 I had roughly $80,000 in unsecured debt spread across
In 2004 I had roughly $80,000 in unsecured debt spread across 11 credit card companies. I have health problems, do not work, and my assets fall within the allowed exemptions. I live in North Carolina.… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,988 satisfied customers
I am a healthcare provider (physical therapist) who has a ...
I am a healthcare provider (physical therapist) who has a small outpatient physical therapy office in CA. I had a patient with an outstanding bill. She is a housewife and her husband works at a job cu… read more
JoeLawyer
JoeLawyer
Attorney
Juris Doctorate
376 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,772 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

< Previous | Next >

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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