Bankruptcy Law

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I went through a bankruptcy in 2007 I have liens on my property
I went through a bankruptcy in 2007 I have liens on my property how can I get the liens released.… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
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I went through Chapter 7 bankruptcy in 2011. Two of the
I went through Chapter 7 bankruptcy in 2011. Two of the credit card companies had filed lawsuits against me, but the amounts were discharged in bankruptcy. I have recently discovered that there are li… read more
socrateaser
socrateaser
35,656 satisfied customers
I recently applied for a credit line increase and was rejected.
I recently applied for a credit line increase and was rejected. I received a letter from the creditor that the reason I did not receive the credit line increase was because the status on my mortgage w… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
Good morning, Back in 2009 we filed Ch 13. This December will
Good morning, Back in 2009 we filed Ch 13. This December will be our last payment to the trustee. During this process, we had a 2 mortgage that we didn't pay on since the filing, then the CU got bough… read more
wallstreetfighter
wallstreetfighter
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I heard that If I try to include the debt(default judgment
I heard that If I try to include the debt(default judgment with fraud charge) the creditor will most likely open a adversary hearing. Would it be hard to prove that it wasn't a fraud through adversary… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
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I am employed and make a pretty good hourly rate, but am out
I am employed and make a pretty good hourly rate, but am out of work between jobs, and have a not so dependable income. I have substantial debts and seek to learn the various options available to me. … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
What recourse do I have in Texas once a judgement has been
What recourse do I have in Texas once a judgement has been made against unsecured debt and the have put a lien on my checkings account? The statue ol limitations had already run out on this debt. I di… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have finished my Chapter 7 in October 2010.I have not had
I have finished my Chapter 7 in October 2010.I have not had the money to pay for my house "starting in October". I have/had a 1st and 2nd mortgage and both were in the chapter 7 (It started in April 2… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
In 2003, I took out a SBA loan with PNC Bank to open a Franchise.
In 2003, I took out a SBA loan with PNC Bank to open a Franchise. The SBA loan amount was $150,000 backed with my personal residence. The Lien amount is $300,000. In August 2004, the business failed &… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,594 satisfied customers
My bankruptcy was discharged in December of 2009. In May of
My bankruptcy was discharged in December of 2009. In May of 2009 a collections attorney filed 2 liens on my house for credit card debt. This debt was listed in the matrix/notice of recipients etc and … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
We have a condo that is upside down almost 178k between 2 mortgages
We have a condo that is upside down almost 178k between 2 mortgages and a possible lein from the property management for 5k. The property can possibly...at best can sell for 165-169k. We are consideri… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,081 satisfied customers
I defaulted on an unsecured credit card in Texas back in 1998.
I defaulted on an unsecured credit card in Texas back in 1998. I now live in Colorado, can the creditor pursue the debt even though it was originally opened in Texas?… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
My husband and I bought a home three years ago. Unfortunately,
My husband and I bought a home three years ago. Unfortunately, when we bought the home, my husband was in between jobs and did not qualify for the home loan. Due to that reason, his mother agreed to b… read more
Maverick
Maverick
Doctoral Degree
6,709 satisfied customers
We are having a very difficult time making our primary home
We are having a very difficult time making our primary home mortgage payment in Iowa, yet we own other assets such as a cabin / proterty and an airplane. We would like to sell our home (which is only … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
hello, i filed for bankruptcy this year and my question is
hello, i filed for bankruptcy this year and my question is on my credit report it says acoount status changed from pays account as agreed to included in bankruptcuy, it also says balance amount change… read more
socrateaser
socrateaser
35,656 satisfied customers
I filed for chapter 7 in 2001 and after recently checking my
I filed for chapter 7 in 2001 and after recently checking my credit report it shows that my mortgage account was closed in 2006. It shows a balance of $0 amount past due$0 shceduled payment of $0 actu… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Hello! I am unemployed at present. I was off work from September
Hello! I am unemployed at present. I was off work from September through January. My car loan expired November 22, 2008 and the lien holder wanted the balance in full by December 22, 2008. I unfortuna… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
A few years back, I filed for bankruptcy. I exluced my ...
A few years back, I filed for bankruptcy. I exluced my house and cars. All of my debt was discharged. I contintued to pay on my car, sometimes late. The loan was never "reaffirmed", I just paid what t… read more
WA Bankruptcy Lawyer
WA Bankruptcy Lawyer
Doctoral Degree
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Meet the Experts:

Terry L.

Terry L.

Attorney

2,772 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

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209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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