Bankruptcy Law

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I hope so we have just been discharged from a chapter 13
I hope so we have just been discharged from a chapter 13 bankruptcy do we need to get another attorney to deal with a problem we are having since the discharge or should our bankruptcy attorney be han… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
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I filed chapter 7 bankruptcy in 2008 reaffirmed my 1st and
I filed chapter 7 bankruptcy in 2008 reaffirmed my 1st and 2nd mortgage. My 1st mortgage foreclosed and my house was sold at sheriffs sale. I continued to pay my 2nd mortgage even tho I no longer have… read more
DrakeLAW
DrakeLAW
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Chapter 7 was filed and discharged 3 years ago. The mortgage
Chapter 7 was filed and discharged 3 years ago. The mortgage was not reaffirmed and after the bankruptcy due to job loss, I was unable to keep making the payments. Fast forward 3 years later, the hous… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
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I have read that I cannot include my private and federal student
I have read that I cannot include my private and federal student loans in bankruptcy; however a friend included her student loans in a Chapter 13. My friend claims that creditors have stopped calling … read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
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We are under Chapter 13 Bankruptcy. We just paid off in full
We are under Chapter 13 Bankruptcy. We just paid off in full one of our cars. When I called Wells Fargo, our finance company, they said they could not release the title until the Chapter 13 is finishe… read more
A.J.
A.J.
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I am wife, married 18 years, on disability, receive $2000 per
I am wife, married 18 years, on disability, receive $2000 per month plus medicare, husband is computer network administrator, makes $67000 per year. We have $60,000 in credit card debt with US Airways… read more
Phillips Esq.
Phillips Esq.
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JD
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Im trying to find out the law as it pertains to perkins student
Im trying to find out the law as it pertains to perkins student loans. In Sept 1989 I received a Perkins loan of I beleive 2000 per year for three years totaling 6000. I graduated in 1991 and made som… read more
BKAnswerMan
BKAnswerMan
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Doctoral Degree
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If a debtors wages are being garnished due to not paying on
If a debtors wages are being garnished due to not paying on student loans. Can chapter 7 BK offer any relief? Chapter 13? If not is there any way to remedy this. Deferring the loans is not an option a… read more
cfortunato
cfortunato
J.D.
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Hello, Im looking into filing for bankruptcy. I was wondering
Hello, I'm looking into filing for bankruptcy. I was wondering if tuition from a private college can be included? (I'm not talking about federal student loans, just tuition from an actual school.) Tha… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
11,809 satisfied customers
I TOOK OUT A TITLE LOAN ON MY CAR, AND ALSO TWO PAYDAY LOANS.
I TOOK OUT A TITLE LOAN ON MY CAR, AND ALSO TWO PAYDAY LOANS. IF I FILE BANKRUPTCY, CAN I PAY THESE DEBTS BACK THROUGH A CHAPTER 13? ALSO 4 MONTHS BEHIND ON MY MORTGAGE… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
If I declared chapter 7 bankruptcy and it was discharged in
If I declared chapter 7 bankruptcy and it was discharged in June of last year, would my private student loan of $50,000 be included in the discharge? Before the bankruptcy my loan was through Chase an… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
If I declared chapter 7 bankruptcy and it was discharged in
If I declared chapter 7 bankruptcy and it was discharged in June of last year, would my private student loan of $50,000 be included? Before the bankruptcy my loan was through Chase and then went into … read more
Phillips Esq.
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What are the bankruptcy rules Who can file What are the financial
What are the bankruptcy rules? Who can file? What are the financial threholds, if any? What assets are protected under the rules? Home, bank accounts, retirement savings, etc? What is required to file… read more
cfortunato
cfortunato
J.D.
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i have 2 loans im modifying the first the 2nd is a heloc that
i have 2 loans i'm modifying the first the 2nd is a heloc that has been discharged in Oct. I filed bankruptcy and that's been discharged on the 2nd of December. If I modify the first loan can the bank… read more
Roger
Roger
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Doctoral Degree
26,994 satisfied customers
Ive been toying with the idea of bankruptcy for a while and
I've been toying with the idea of bankruptcy for a while and one option that's been suggested to me is doing a Chapter 13 due to some tax debt. I probably owe about $15k in back taxes, but am unsure o… read more
JoeLawyer
JoeLawyer
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Juris Doctorate
376 satisfied customers
filed chapter 7 final 12/2006 thought private student loans
filed chapter 7 final 12/2006 thought private student loans that i cosigned for were included, forget that my attorney said they were because they were from a private non federal loan.turns out at som… read more
Terry L.
Terry L.
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Doctoral Degree
2,775 satisfied customers
Collections, my Son went to prison, he has returned and has a job..
He had a car loan that orginated in 2002, ..The default took place with Arcadia Financial LTD in August of 2002. It appears that in 2003 Citibank bought the account or assumed the account & then it we… read more
Ellen
Ellen
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Doctoral Degree
21,737 satisfied customers
My daughter is considering filing for bankruptcy and ...
My daughter is considering filing for bankruptcy and would need to include student loans. I know this is almost impossible, but could she try? I am co-signer on the student loans and what impact would… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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