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Roger
Roger, Attorney
Category: Bankruptcy Law
Satisfied Customers: 31687
Experience:  BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters
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How many years after you default on a credit card can they

Customer Question

How many years after you default on a credit card can they sue you for the balance?
Submitted: 1 year ago.
Category: Bankruptcy Law
Expert:  Roger replied 1 year ago.

Hi - my name is ***** ***** I'll be glad to assist.

The statute of limitations on a credit card (open account) is 4 years from the last charge or last payment on the account under Florida law. Here's a link to the statute: http://www.flsenate.gov/Laws/Statutes/2010/95.11

Expert:  Roger replied 1 year ago.

Thus, if more than 4 years have passed since the last activity on the account, it would be uncollectible.

Expert:  Roger replied 1 year ago.

If you need anything further, please let me know. If not, please take time to positively rate our conversation so I may receive credit for assisting. Thanks again!