Bankruptcy Law

Bankruptcy law questions? Ask a bankruptcy lawyer.

Ask a Lawyer,
Get an Answer ASAP!

I filed chapter 7 I signed all the paperwork my lawyer gave…

Customer Question
hi I filed for bankruptcy...
hi I filed for bankruptcy chapter 7 I signed all the paperwork my lawyer gave me but after reviewing a second time i realized mistakes in my income and assets. So I did not go to meeting of creditors. I told my attorney who I dont trust anymore that I will not show to my 2nd meeting either I want cased dismissed. I just got a letter in mail which is a " notice of assests' which my lawyer said he thinks is a mistake. guy is incompetent and does not return my calls. since i never showed to meeting why would they keep my case open. I dont have any big assests maybe a 5 thousand dollar policy i forget to mention,, thats it
Submitted: 2 years ago.Category: Bankruptcy Law
Show More
Show Less
Ask Your Own Bankruptcy Law Question
Answered in 1 minute by:
1/26/2016
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago
RONB-ESQ
RONB-ESQ, Attorney
Category: Bankruptcy Law
Satisfied Customers: 357
Experience: Right of Way Manager at Access Midstream Partners, LP
Verified

Hello my name is ***** ***** I am a licensed attorney. I welcome you to JustAnswer. Please note: This is general information for educational purposes only and is not legal advice. No specific course of action is proposed herein, and no attorney-client relationship or privilege is formed by speaking to an expert on this site. The question and response may be viewed by other parties as noted in JA’s terms of service. By continuing, you confirm that you understand and agree to these terms.

give me a couple minutes to type answer

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago

You should note that the trustee typically gets $50 or so per 341 meeting, BUT he/she gets 10% of any assets they can recover for the unsecured creditors. I would typically expect the court to dismiss your case for non appearance, but the trustee has the power to object to dismissal and force you through bankruptcy if he/she thinks they can recover much? I am sorry as that might not be the answer you were looking for, but I have an obligation to provide you an accurate answer and then knowing your rights you can make an informed decision.

Please ask any follow up questions needed until I have fully answered your question,.

Ron

Ask Your Own Bankruptcy Law Question
Customer reply replied 2 years ago
how can he force me through if I dont pass means test anymore.. Lawyer screwed up all the paperwork I gave him. I told him my mother in law collects SS and he still listed her as a dependent. He made mistakes on my income pension statement. He then told me not to worry about it.. I said are u nuts!! and walked out of meeting. what are they going to force me to a chapter 13?? against my will??
Customer reply replied 2 years ago
my wife and I decided to get divorced and want ti file separately now
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago

It may be that your case is not worth it to him, but you will know if he is objecting because he should serve notice on you and your attorney. Has he objected in some fashion?

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago

I had a case many years ago where an individual filed under a different attorney and being new I thought like any case I can just dismiss. After numerous attempts met with objection from trustee and even a promise to the Court that upon finding these assets debtor would choose to just pay them all the trustee drug him through bankruptcy and has the full force of federal law to back him/her up. Once you file you give up some rights to dismiss. If I found you in this situation I would have recommended exactly what you did and that was to miss the 341 with hopes the trustee would just allow the system to close your case due to your failure to appear. But if the trustee has completed a background search as they do here to look for assets and has found some then he will be unwilling to allow dismissal. If this becomes an issue you may want to convert to a chapter 13 and then fail to make plan payments as it would dismiss.

I am not guarantying that the trusteee is objecting unless you are getting notices to that affect, but since you mention asset case the trustee may be thinking there is more to the case than he knows. If you have a large amount of non exempt property at risk it might be worth paying to consult with a local attorney familiar with the local trustees as he/she can tell you what to expect. Where I am at everytime I get a certain trustee he goes after what I would deem worthless assets and/or tries to inflate the debtors business and get the debtor to buy it back. Then other trustees out of the 4 we have will overlook something of 2-4K as not worth their time.

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago

I am stepping away to take care of an errand. I should be back available by about 5:30 PM CST and can reply then to anything you post

Ask Your Own Bankruptcy Law Question
Bankruptcy Lawyer: RONB-ESQ, Attorney replied 2 years ago

I have been off line for a few days due to illness, but I also see you have not left positive feedback. That tells me that I have not fully answered your question so please reply here with any follow up questions you have or request for me to clarify something.

I just thought I would give you a heads up that I am logging off for the night. Do note that I should be back online around 1:00 PM CST tomorrow and will be happy to respond then to any additional questions. Feel free to reply here with follow up questions or if you need me to clarify something. In the event you would prefer to cover this over the phone I can make that happen as well for the additional fee mentioned. In the event you don't want a call just continue to reply here until I have fully answered your question.

In the event this answers your question thank you in advance for leaving me positive feedback as that is the only way I am compensated for the time I spent answering your question. Do note that even after positive feedback you are welcome to reply as long as needed here for free until your question is answered.

Regards,

Ron

Ask Your Own Bankruptcy Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a bankruptcy lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask RONB-ESQ Your Own Question
RONB-ESQ
RONB-ESQ
RONB-ESQ, Attorney
Category: Bankruptcy Law
Satisfied Customers: 357
357 Satisfied Customers
Experience: Right of Way Manager at Access Midstream Partners, LP

RONB-ESQ is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Terry L.

Terry L.

Attorney

2,720 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

< Previous | Next >

Related Bankruptcy Law Questions
I filed a bankcrupty last month and I have court 341 in 2
I filed a bankcrupty last month and I have court 341 in 2 weeks. Iam not late on my mortgage. The only reason I went to chapter 13 bcs my husband and I owe 250 thousand dollars credit card dept. … read more
INFOLAWYER
INFOLAWYER
Partner
Doctoral Degree
60,593 satisfied customers
I asked a question yesterday about my lawyer and my BK
Hi I asked a question yesterday about my lawyer and my BK petition. My lawyer really screwed my petition up and of course I did not review it nor did i know what I was looking at. But after conferring… read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers
My cousin had to file chapter 7 because of a large sum bond
my cousin had to file chapter 7 because of a large sum bond that she could not pay due to losing at her trial. luckily, the verdict of her trial was dismissed with a new trial granted. is it possible … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
In my presence at the bankruptcy court, in Trenton, NJ, my
In my presence at the bankruptcy court, in Trenton, NJ, my then attorney was grilled by the judge for not filing properly the chapter 13 case. As it seems to me that this attorney is mistaken, and as … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
Do I have any recourse against my bankruptcy lawyer or is
Do I have any recourse against my bankruptcy lawyer or is there any financial relief for me considering the possibility of legal malpractice in the following matter: I was preparing to file for bankru… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
Question: If I want to file Chapter 13 and the court rejects
Question: If I want to file Chapter 13 and the court rejects it can I then file chapter 7 or will the court automatically change my chapter 13 into a chapter 7? Question: What kind of mistakes in my b… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,720 satisfied customers
FOR PHILLIPS ONLY - CHAPTER 7 question I have filed a motion
FOR PHILLIPS ONLY - CHAPTER 7 question I have filed a motion to stay pending appeal, it was denied and i will appeal the order asap. However, at this point, if I understand well, even if I have filed … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
can you stop a chapter 7 process in California ,if you had
can you stop a chapter 7 process in California ,if you had made a mistake .How do you stop it.what do I do.I believe my attorney did not explain all this correctly,I already been to court and i have t… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
My Chapter 13 Bankruptcy was dismissed (the court signed 06/15/2012). The
My Chapter 13 Bankruptcy was dismissed (the court signed 06/15/2012). The reason is "Failure to file pro per declaration & serve plan with 28 days notice and opportunity to object. My case history: Fi… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,720 satisfied customers
situation .. chapter 7 filing by my client ( i am his realtor).
situation .. chapter 7 filing by my client ( i am his realtor). he filed bankruptcy 1 day before trustee sale of a secondary residenc because he wanted to 'settle his debt' through a short sale ( whic… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
11,462 satisfied customers
This is a follow up BK question I just asked in the previously
This is a follow up BK question I just asked in the previously accepted answer. I filed for BK, and its a chapter 7. If some debtors were left out, and there are no assets, I assume that I am protecte… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
When filing for bankruptcy can you withdraw from it if you
When filing for bankruptcy can you withdraw from it if you change your mind before it becomes final? If so how long do you have to decide after the initial papers are filed?… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,720 satisfied customers
I recently filed chapter 13 bankruptcy in Texas. However,
I recently filed chapter 13 bankruptcy in Texas. However, this was based on bad legal advice from my current lawyer and I now believe it was a mistake. I have already made my first plan payment of $10… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
OK, I will try and make this short. We originally had two
OK, I will try and make this short. We originally had two mortgages on the house. We have lived here 7+ years. All the payments on the original loans were on time. House was refinanced. Husband pulled… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
I am in Texas, filing Chapter 7, so any answers, please have
I am in Texas, filing Chapter 7, so any answers, please have experience in this state. My house was in loan modification review with Chase here in Austin, TX, at the same time it was in foreclosure se… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I am going through chapter 7 bankrupcy and just had a creditor
I am going through chapter 7 bankrupcy and just had a creditor meeting with my lawyer and trustee. I was so humiliated because my lawyer did not have a D1 and D5 form filled out for both of my propert… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,939 satisfied customers
How can I get a chapter 7 dismissed. The trustee appointed
How can I get a chapter 7 dismissed. The trustee appointed special council to liquidate my assets and is putting my home up for sale. I went to the first meeting of creditors and missed the 2nd one. I… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
What happens if I filed the bankruptcy but I dont want to
What happens if I filed the bankruptcy but I don't want to go through with it. I already filled, I have the meeting schedule for next month, but I can't go. What can I do? can I refile again next year… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x