Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Hello, you can voluntarily dismiss your chapter 13 if you want. Also yes, you can remove the car from the BK and motion for a modified plan with a new payment. Also, you can motion for a moratorium which can pause the plan for up to 4 months and let you deal with your issues if they are short term and you want to stay in the 13. You could also do a moratorium followed by a modification to lower your payment. Good luck!