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mmdesq, Attorney
Category: Bankruptcy Law
Satisfied Customers: 518
Experience:  Attorney with 13 years experience.
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I am on disability with an income of 1100.00 per month. I

Customer Question

I am on disability with an income of 1100.00 per month. I have a chronic illness and get in hospital infusions every 6 weeks. I have medicare and am supposed to have medicaid after a spend down of $300.00 per month is met. (I am having difficulty getting medicaid to recognize the bills I have and count them toward spenddown.) Every six weeks, after Medicare, I am billed just over $3000.00. Even with the medicaid, my cost would be more than I can afford. I will need to continue getting this medication forever, the only other options are even more expensive. I hate the huge bills, but worry that if I file bankruptcy, the hospital will refuse me further treatment. I have no idea what to do.
Submitted: 1 year ago.
Category: Bankruptcy Law
Expert:  mmdesq replied 1 year ago.

Good Evening,

I will try to best answer your question.

If you have a substantial amount of unsecured debt (more than 15,000), which could be credit card or medical bills I would highly recommend considering bankruptcy. I have never seen a hospital refuse future care as a result of a bankruptcy filing in over a 1,000 cases. Depending on your other debt that exists the bankruptcy may also provide relief for different categories beyond purely the medical billing issue. Does Most bankruptcy attorneys do a free consultation and I would advise sitting down with all of your financial information including your debts and your assets to review how a bankruptcy will assist your medical bills and finances.

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