Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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I am sorry to hear about this situation. If the Plaintiff refuses to mar the judgment as satisfied, the Defendant can file a Motion for Judgment to be Marked Satisfied with the Court, serve the other party, and have a quick hearing. Once the Court sees that the judgment has been paid, then it should then mark the judgment as satisfied. It is not dismissed, but, it is no longer outstanding. Motion can be found HERE.
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I think you misunderstand. Even once a judgment has been paid, it remains on your credit. It simply is marked "paid," as opposed to "unpaid." An unpaid judgment brings down your score much lower than a paid judgment would.
If you want to erase it from your credit history, you have to DISPUTE it and state that it never happened. (Let me know if you need links on how to dispute with each bureau.) However, the Plaintiff then has to AGREE that the judgment never happened. If so, then the credit bureau would take the judgment off as though it never existed. Of course, the Plaintiff has to agree to do this - they do not have to.
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