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Back in Nov 2013 I...
Back in Nov 2013 I filed for Chapter 13 bankruptcy and although notified officially by the courts my XXX never filed a claim (we have two XXX's). During my bankruptcy. I received numerous DEMAND letters from the XXX and was turned over to an attorney's office. I emailed my bankruptcy attorney all of this information and based on what he told them, they violated an automatic stay. The XXX attorney agreed to file a claim but after three months and another reminder by my attorney, no claim was filed. In November 2014, my bankruptcy was dismissed due to a job loss and at that time, no claim from filed by the XXX (after a year).
Recently I was trying to get a balance and when I talked to the XXX, they said my accounts were still with the attorney. Meanwhile there are certified postage fees, demand letter fees and attorney fees added to my XXX account. I finally got them to remove the demand and certified postage fees since this occurred during the bankruptcy. My question is that since no claim was filed and obviously they were not monitoring my account, do I have to pay the legal fees of over $500 and this is just for the one account? The way I see it, I am being penalized two ways, because they did not do their job and file a claim plus late fees and interest because no payments were posted to my account. My bankruptcy attorney said they can file for legal fees but why if they didn't do anything?
Submitted: 2 years ago.Category: Bankruptcy Law
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Customer reply replied 2 years ago
Please keep this question confidential.
Customer reply replied 2 years ago
Can someone give me the status of my question - it has been almost 24 hours.
Answered in 18 hours by:
7/2/2015
Bankruptcy Lawyer: Maverick, Attorney replied 2 years ago
Maverick
Maverick, Attorney
Category: Bankruptcy Law
Satisfied Customers: 6,428
Experience: 20 years of professional experience
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Customer reply replied 2 years ago
I have been using Just Answer for years and I have read the disclaimer. Yes i would like my question answered.
Customer reply replied 2 years ago
Nevermind I am canceling the question.
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