How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Dimitry Esquire Your Own Question
Dimitry Esquire
Dimitry Esquire, Attorney
Category: Bankruptcy Law
Satisfied Customers: 41221
Experience:  Provide General Practice advice to my clients in my practice.
Type Your Bankruptcy Law Question Here...
Dimitry Esquire is online now
A new question is answered every 9 seconds

In my credit history I have a charge placed by one of my creditors

This answer was rated:

In my credit history I have a charge placed by one of my creditors after I did not show up in court. My friend told me that if I file bankruptcy this charge will be removed. Is that true?

Thank you for your question. Please permit me to assist you with your concerns.


I am afraid that is not true. Filing for bankruptcy can allow the debt to be 'discharged' and be uncollectible against you. But the debt would still remain on your credit history, it would just appear to be unpaid and 'discharged', which would further significantly harm and lower your credit worthiness. Filing for bankruptcy does not remove credit records, it makes the debt dischargeable, but that further damages your credit going forward.

Hope that clarifies.

Dimitry Esquire and other Bankruptcy Law Specialists are ready to help you

Related Bankruptcy Law Questions