Bankruptcy Law

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Related Bankruptcy Law Questions
I am about to file for Chap. 7 bankruptcy. I have a vehicle
Hello,I am about to file for Chap. 7 bankruptcy. I have a vehicle that is financed. Once I file, if I decide to not reaffirm that vehicle, will they repossess it immediately or is it protected in the … read more
AlexS-Attorney
AlexS-Attorney
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I live in IL and filed bankruptcy chapter 7 on my own (i do
I live in IL and filed bankruptcy chapter 7 on my own (i do regret it now), was going to reaffirm my car loan but did not sign any documents. Case was dismissed and the following week i amended my sta… read more
Phillips Esq.
Phillips Esq.
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Regarding my chapter 7 Reaffirmation hearing tomorrow,
Regarding my chapter 7 Reaffirmation hearing tomorrow, husband is going without me. $2000 behind on payments, 6000 equity in car. When I try to talk to the people at "ascension capital" who do Cap1's … read more
Phillips Esq.
Phillips Esq.
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California Chapter 7 bk discharged Aug 2013, Attorney said I
California Chapter 7 bk discharged Aug 2013, Attorney said I had to put my 1st TD mortgage in bk (to include all debts) even though I kept payments current before during and after bk. (I did not then … read more
Law Tutor, Esq.
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Hi I hope you are well. My Husband and I bought a Car In august
Hi I hope you are well. My Husband and I bought a Car In august of 2013 we Financed it for six years and the payments are high because are credit was bad my husband had lost his job and had been looki… read more
A.J.
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I recently received my bankruptcy discharge and I was granted
I recently received my bankruptcy discharge and I was granted the discharge without signing the reaffirmation agreement on my current car. I was told that since I did not sign the reaffirmation I am a… read more
A.J.
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If my auto lender is not requiring me to sign a reaffirmation
If my auto lender is not requiring me to sign a reaffirmation agreement, do I need to file anything with the court since I did select to reaffirm the debt on my SOI? My auto lender is just letting me … read more
Phillips Esq.
Phillips Esq.
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Good morning. I filed chapter 7 bankruptcy in 2003. I keep
Good morning. I filed chapter 7 bankruptcy in 2003. I keep my house and have made monthly payments. I call my mortgage company about a home equity loan or to refinance my house the interest is 6.75. T… read more
Ellen
Ellen
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Doctoral Degree
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I am looking for information to help me try and handle a situation
I am looking for information to help me try and handle a situation done in a filing a Reaffirmation agreement for a vehicle lease in my recent Chapter 7 in the United States Bankruptcy Court, Eastern … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
30,966 satisfied customers
I received a discharge for a bankruptcy recently. I reaffirmed
I received a discharge for a bankruptcy recently. I reaffirmed a car loan. Just recently my financial circumstances have changed with no prior knowledge. I can no longer keep up the payments. I unders… read more
Ellen
Ellen
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Doctoral Degree
20,957 satisfied customers
I bought a car in August 2009. In November 2009, I filed chapter
I bought a car in August 2009. In November 2009, I filed chapter 7. I filed a reaffirmation to keep my car. In april 2010, my debts were discharged. Shortly thereafter I found out from the bank which … read more
A.J.
A.J.
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Just a court order being sued for a car that I returned. Nevada
Just a court order being sued for a car that I returned. Nevada Pegasus went to Pacific credit exchange. I contact them when I got the notice and they said they never sent anything to me. So I just fo… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
30,966 satisfied customers
My bankruptcy was discharged in March 10, the judge denied
My bankruptcy was discharged in March '10, the judge denied my auto loan reaffirmation, I continued to make payments and am current......my credit report shows my car loan as part of the bankruptcy...… read more
cfortunato
cfortunato
J.D.
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I filed bankruptcy and received the discharge earlier this
I filed bankruptcy and received the discharge earlier this year. I retained my home and car and never before, during, or after the bankruptcy process did I pay them late - I have always been on time, … read more
Terry L.
Terry L.
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Doctoral Degree
2,958 satisfied customers
I filed for chapter 7 bankruptcy on June 11th. I have completed
I filed for chapter 7 bankruptcy on June 11th. I have completed all my required paperwork and attended the meeting with the creditors. My question is regarding possible repossession on a upside down c… read more
Terry L.
Terry L.
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Doctoral Degree
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We received a chapter 7 BK discharge on 6/29/10. Statement
We received a chapter 7 BK discharge on 6/29/10. Statement of Intention stated that we intended to reaffirm secure debt on our car and retain it (because we had no idea that we'd be able to get a loan… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I think I just made a huge mistake!!! I purchased a car today
I think I just made a huge mistake!!! I purchased a car today 6 months after filing a chapter 7 bankruptcy. I was told by the car company that I could return my old car to the bank since it was includ… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
We filed Bankruptcy in 2006. It was dismissed in 2007. We
We filed Bankruptcy in 2006. It was dismissed in 2007. We decided to keep a car and now with the economy the way it is my husband is not selling as much insurance as he would like & I am not working. … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,958 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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